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Your Personal Accounts Comparison

Personal Checking

Personal Checking Accounts Freedom CheckingⓇ Account Lifestyle Account Personal NOW Account Southern Club Account Opportunity Card Classic Gold Account (50 years and older)
Minimum Deposit $100 $100 $100 $100 $0 $100
Service Charges Per Statement Cycle $2.95
(waived with eStatements)
$7
for balances below $500 (waived with eStatements)
$8
for balances below $600
$10-$12 $5 per month No
Check Images in Statement No Yes Yes Yes No Yes
Interest No No Yes Yes
for balances $600 and above
No Yes
for balances $1,000 and above
Free Checks No No No Yes (2 boxes) No checks for this account. Yes (2 boxes)
Free Safe Deposit Box No No No Yes (where available) No No
Insurance Benefits No No No Yes No No
Free ATM Fees No Yes (2) No Yes (2) Yes (2) No
Comments The benefits of a checking account without overdraft or NSF fees.
Bill Pay No Yes
(with direct deposit)
No Yes Yes No

Personal Savings

Personal Savings Accounts Regular Savings School Savings Season's Savings Money Market Account
Minimum Deposit $50 $50 $10 $1,000
Free Withdrawals Per Statement Cycle 6
$3/withdrawal thereafter
6
$3/withdrawal thereafter
1/quarter
$5/withdrawal thereafter
6
$5/withdrawal thereafter
Service Charges Per Statement Cycle $5 for balances below $50 None None $10 for balances below $1,000
Interest Yes Yes Yes Yes - Tiered
Comments $2.95 statement fee waived with e-statements