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Tips to Consider When Planning Your Retirement: Part 2

The Emergency Fund: A Financial Lifeline

By Charlestien Harris How many times have you thought about what you could have done if you only had the money to do it?  One of the most challenging things for many consumers is to establish an emergency fund.  Somehow, it has been long thought that it is...

Simple Steps to Reduce Your Debt

Simple Steps to Reduce Your Debt

By Charlestien Harris We have all been through a lot financially, since the pandemic hit in 2020. However, there is light at the end of the tunnel.  The immediate concern most of us have is how much more debt we are accumulating and how we can reduce our debt...

Insurance: Actual Cost vs Replacement Cost

Insurance: Actual Cost vs Replacement Cost

By Charlestien Harris Insurance plays a huge part in your financial wellbeing. Accidents will happen and storms will come, but one way you can avoid financial ruin is to have insurance. Insurance is a contract, represented by a policy, in which an individual or entity...

Tips to Consider When Planning Your Retirement: Part 2

How to Manage Student Loan Debt During the Pandemic

By Charlestien Harris This pandemic has caused a lot of uncertainty when it comes to finances. One question that has been coming to the forefront is what is going to happen with student loans? If you are a current or past student, you will want to know how to handle...

Consumer Alert: Scammers Posing as Utility Companies

Consumer Alert: Scammers Posing as Utility Companies

The recent winter weather caused millions of people to have issues with their water and heat. Sadly, but not surprisingly, scam artists are using this unfortunate situation to steal money and personal financial information. The Federal Trade Commission is warning...

The Effect of a Loan Modification on Your Credit

The Effect of a Loan Modification on Your Credit

By Charlestien Harris This has been a very difficult year for many people when it comes to finances, especially for homeowners. Foreclosures and bankruptcies are two financial events that can have a really adverse effect on your credit. Trying to avoid both of those...