Southern Blog
Planning for Homeownership
By: Charlestien Harris June is recognized as National Homeownership Month, celebrating the value that owning a home brings to families, communities, and neighborhoods across America. During this month, I will be sharing information about the process of homeownership...
Marriage and Money in May
By: Charlestien Harris I know that the most popular month in which to get married is June, but why not get a head start by planning your finances while you plan that glorious occasion – the wedding? Getting started early on financial planning with your future mate is...
The Financial Well-Being of Our Seniors
By Charlestien Harris May is the month when May flowers spring up from the April showers, says the age-old adage. May is also celebrated as Older Americans Month. This month is all about giving older Americans a voice and focusing on their needs and ways to make their...
Sharing Money Advice as a Mom
By Charlestien Harris Mother's Day is a special day set aside to honor the mother of the family unit, as well as motherhood and the maternal bond. Mothers have a great responsibility and influence in the dynamics of the family and in the decision-making process when...
Understanding the Function of the FDIC
By Charlestien Harris If you've been following the national banking news lately, you've probably heard a lot of talk about FDIC insurance, and you might even be wondering about your own deposits. To answer some of those questions, my article this month will take a...
Financial Literacy: Debt Collection Rules and Regulations
By Charlestien HarrisI am still trying to get as much factual information as I can to consumers, because what you don’t know can harm you – despite the old adage that says, “What you don’t know won’t hurt you.” Not knowing critical information can possibly do great...
Financial Literacy: Borrowing Basics
By Charlestien Harris With National Homeownership Month coming up in June, many consumers may have the notion of borrowing money on their minds. Financial literacy is an important topic, and I want to expand the knowledge of the consumer by explaining the process of...
Business Basics: Types of Business Structures
By Charlestien Harris When you decide to start a new business, choosing the right structure is an important decision to make early on. The one you choose can affect things like the company’s taxes, your personal liability, and how you must operate your business....
Should I Buy Now and Pay Later?
By Charlestien Harris Since we are celebrating the month of April as National Financial Literacy Month, I decided to talk about a topic that is picking up momentum in the consumer financial arena. The financial model of “Buy Now and Pay Later” is taking the financial...
Understanding the Principles of Financial Literacy Month
By: Charlestien Harris April is the month that is known for the start of the spring season and National Financial Literacy Month. Financial literacy is defined as the ability to understand and apply different financial skills effectively, including personal financial...