For more information on Southern's ADA Compliance efforts, please visit our Accessibility Page

Need a little more jolly for the holidays?

You might be pre-approved for a Christmas Loan!

It’s All Online!


NEW THIS YEAR: you can apply on your desktop OR on your smartphone!

Online applications now available for pre-approved customers! Simply log in to your web banking and click on the Loans tab to see if you are pre-approved.

Not pre-approved? Call your local Southern Bancorp lender in Arkansas or Mississippi to learn more.

Christmas loans are $500 unsecured loans subject to eligibility and approval.

How it Works:

Log in to Online Banking from your Desktop or Mobile Phone

Click on the "Loans" Tab at the Top of the Page


Follow the prompts to complete the form...and you are done!