Unlocking the door to homeownership – for everyone.
Your path to an Affordable Mortgage Starts Here.
Homeownership is one of the most reliable ways for families to build generational wealth, achieve financial freedom, and pursue the American Dream.
At Southern Bancorp Mortgage, our goal is to bridge the gaps to this opportunity for more communities across the South – because we believe that a path to homeownership should be within reach of everyone, no matter their financial story.
We've Got the Keys to Your Opportunity
We specialize in:
- First-time homebuyers
- First-generation homebuyers
- Down payment assistance
- Homeownership & credit education
- Flexible lending
- Home repair loans
- Home equity lines of credit
- Rural Development/USDA loans
Plus access to Southern Bancorp's existing network of HUD-certified Housing and Credit Counselors.
Solutions Built for Every Homebuyer
From first-time buyers to seasoned investors, we have mortgage options designed to meet you where you are.
InicioRise100
Raise your financial well-being with HomeRise100
Southern Bancorp se compromete a hacer que la propiedad de la vivienda sea una posibilidad para todos. Con una hipoteca asequible alimentada por HomeRise 100, usted puede comprar su casa con una contribución mínima de $1,000, haciendo que el proceso sea asequible y sostenible.
Revive 25
Open the door to your dream home with up to $25K toward your down payment
¿Necesita ayuda para entrar en su próxima casa? Nuestra financiación flexible y de bajo coste con Revive25 le proporciona los fondos que necesita para que su cierre sea más asequible.
DSCR Loans for Investors
Multiple options for building wealth as an investor
Our innovative primary product for real estate investors is a collateral-based business purpose loan. Traditional income verification is not required.
Coverage Map
Our local people are here to serve you with our mission and purpose.
Run the Numbers
Estimate your monthly payment and see what fits your budget before you apply.