Understanding a Reverse Mortgage
By Charlestien Harris A lot of conversations have been happening around understanding how mortgages can be used as a financial tool to improve your financial health and possibly build your net worth. So let’s dive in to get a better understanding of how a...
Understanding Certificates of Deposit (CDs)
By Charlestien Harris As a financial counselor, I get a lot of questions and concerns about which financial products can best suit my clients’ financial goals. One such product of interest is the certificate of deposit or the CD as it is most-commonly...
Why Home Inspections Are Important for Buyers and Sellers
By Charlestien Harris In the excitement of buying or selling a home, people sometimes overlook an essential step in the process. However, it is very important that you schedule a home inspection whether you are the buyer or seller of a house. The inspection is an...
Planning Your Retirement: Part 3
By Charlestien Harris Since I am thinking about retirement myself, I thought I would explore some important questions that should be answered before the big day arrives. Question 1: What age do I plan to retire? There is a lot of curiosity about what is the...
Southern Bancorp, Inc. Closes on Arkansas County Bank Acquisition
ARKADELPHIA, ARK – Southern Bancorp, Inc., a Community Development Financial Institution (CDFI) and holding company for Southern Bancorp Bank, today announced that it has closed on its acquisition of DeWitt First Bankshares Corporation and its wholly owned...
Tips for Paying for College: Part 2
By Charlestien Harris Last week, I started a conversation about resources, such as the FAFSA and scholarships, that could be utilized to pay for college. Read that blog here. This week, I am going to continue that conversation with additional options for financing a...
Tips for Paying for College: Part 1
By Charlestien Harris At one time or another all of us think about the security of our children or grandchildren’s future. Education is a big part of the success of a child’s life. However, college is expensive and can add a heavy burden to the average...
Tips to Consider When Planning Your Retirement: Part 2
By Charlestien Harris Last week, I talked about some very important steps you should consider to secure a stable financial plan for life during your retirement years. This week, I will go into more detail about retirement income withdrawals, the associated tax...