Mortgage Community Development Lender
Finding the right home loan can feel overwhelming, but I’m here to make the process simple and stress-free. With a commitment to clear communication and personalized guidance, I help clients navigate their mortgage journey with confidence. Whether you're a first-time homebuyer, refinancing, or investing, I’ll work to find the best financing solution tailored to your needs. Let’s connect and take the next step toward your homeownership goals!
Anthony is very knowledgeable and professional. Anthony always kept me informed and helped me through closing. I recommend anyone who is ready to buy a house to work with Anthony. He made my process stress free and I closed on my house within a month!
From start to finish Anthony made the process smooth, answered all our questions, and kept everything on track. Buying a home can be stressful, but you made it feel easy and reassuring every step of the way.
We truly appreciate your dedication, professionalism, and support. If anyone is looking for a reliable lender, Anthony is definitely the one to call!
Anthony was so patient with me, took his time and explained everything as each step progressed. Got me an awesome loan as a first time homebuyer! I will be sending family and friends his way thank you again, Anthony
We had a great experience working with our lender throughout our home buying process. He remained professional and committed to getting the deal done no matter how complex things became.
What stood out most was his ability to handle a challenging situation with confidence and determination. He worked hard behind the scenes, and made sure we understood each step along the way. Even when unexpected concerns came up, he stayed solution-focused and pushed everything forward.
We truly appreciate his dedication, patience, and expertise. If you’re looking for a lender who can navigate tough deals and still deliver results, we highly recommend him!
Anthony is amazing, Wonderful to work with. He’s helpful and very direct. He definitely work with you, he goes above and beyond to make sure everything is taken care of. I met Anthony thru another party after being with regions he said let me see what I can do over here for you & ever since then he been a man of his word and he’s great at what he does. When I say I’m grateful. I’m Grateful for Anthony and I pray God continue to Bless him beyond measures & continue to use him to the fullest. Thank you Anthony. Highly satisfied & very Highly recommended.
We had an outstanding experience working with Anthony Gardner from start to finish. From our very first conversation, Anthony was professional, knowledgeable, and genuinely committed to helping us through the entire mortgage process. He took the time to explain every step in a clear and simple way, making what could have been a stressful experience feel smooth and manageable.
Anthony was always responsive, patient, and proactive—keeping us informed, answering all of our questions, and making sure we felt confident in every decision we made. His attention to detail and dedication truly set him apart.
Thanks to Anthony, we were able to close on our home with peace of mind and no surprises. If you’re looking for a mortgage lender who is reliable, trustworthy, and goes above and beyond for their clients, I highly recommend Anthony Gardner!
Anthony was amazing to work with, he got my file and worked until we made it to the table. He was very informative and helped my transition from another lender go very smooth. He used the time we had very efficiently.
Anthony was very knowledgeable and professional throughout the process. He was helpful and able to answer all my questions. He came up with solutions to every issue that arose. I am very happy I had you in my corner.
Mr. Gardner gave us great and speedy service!!! I will utilize him again in the future. Thanks a lot working your magic!!!
Build your dream home from the ground up.
New construction loans for building homes. Personalized support, competitive rates, extended rate locks, and one-time close options available.
Flexible financing. Competitive rates.
Conventional mortgage financing for primary residences, second homes, and investment properties. Competitive rates with flexible closing cost options.
Low down payments. Favorable rates.
FHA-insured loans with low down payments, less restrictive credit requirements, and favorable interest rates.
Purchase your home with just $1,000.
Our affordable mortgage program lets you purchase your home with a minimum $1,000 contribution. No mortgage insurance required.
For high-value properties up to $3M.
Jumbo loans for high-value properties and larger loan amounts. Accommodates up to $3 million with no mortgage insurance required.
Lower payments. Shorter terms. Your equity, your way.
Refinance to leverage your home equity, reduce your monthly payment, or shorten your loan term. Multiple refinancing options to fit your financial goals.
Up to $25K toward your next home.
Down payment assistance program providing up to $25,000 as a 15-year mortgage at 0% interest. For down payments, closing costs, and prepaids.
Up to 100% financing in rural areas.
USDA-backed loans for individuals and families in qualifying rural areas. Up to 100% financing with no minimum down payment required.
$0 down. No mortgage insurance.
VA-insured loans for active duty personnel, veterans, and surviving spouses. $0 down payment options, no mortgage insurance, and up to 100% financing.
While using the calculator, keep in mind that the displayed dollar amounts are not guaranteed, and your actual payments may vary. The estimates provided are for illustrative and educational purposes only.
Based on your home value and mortgage balance, here's how much equity you may be able to access at different loan-to-value ratios.
These estimates are for illustrative purposes only. Actual available equity depends on your lender's requirements, credit profile, and property appraisal.
These estimates are for illustrative purposes only. Actual cash-out amounts, rates, and payments depend on your lender's requirements, credit profile, and property appraisal.
Assumes housing costs target 30% of gross income and total DTI cap of 36%. These estimates are for illustrative purposes only.
