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Personal Checking

Find the Right Checking Account

Compare our personal checking options to find the account that fits your lifestyle. From fee-free basics to premium rewards, we have you covered.

Compare Accounts
Southern Bancorp employee greeting

Compare Accounts

See how our personal checking accounts stack up side by side.

Freedom Checking® Growth Checking Thrive Checking Opportunity Checking
Min. Opening Deposit $25 $25 $25 $0
Monthly Fee $2.95 $5 None $5
Fee Waiver Waived with eStatements Waived with eStatements
Interest Bearing
Check Images in Statement
Free Checks 2 boxes
Free ATM limit 2 unlimited
Bill Pay Free Free Free Free
Qualifications 15 Debit Card Swipes, 1 ACH Debit or Credit, and eStatements to receive higher interest All Customer age 50+ The benefits of a checking account without overdraft or NSF fees.