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A bank on a mission...

to create economic opportunity for you and your community.

Home Buyer Education during the Pandemic

By Charlestien Harris Thanks to low mortgage interest rates, for some buyers this is the perfect time to think about purchasing a home. The best time to take a homebuyer education class is when you are starting to consider buying a home, not after you’ve already...

How to Handle an Overdue Mortgage

By Charlestien Harris The stress of not being able to make mortgage payments and other financial obligations because of the pandemic or any hardship can be overwhelming, but sometimes just knowing where to turn for help can give us a sense of relief.  The CARES Act...

Debt Settlement: The Facts

By Charlestien Harris So far we’ve talked about debt management plans and debt consolidation. In the final blog for my debt elimination series, I’ll be discussing debt settlements. The prospect of paying less than you owe — far less in some cases — makes debt...

Economic opportunity means different things to different people. For some it’s starting a dream business or buying a new home, while others might need to start with credit counseling, financial education, or a simple checking account. Whatever your needs, from Banking to Borrowing or simply Learning, Southern Bancorp has you covered.

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From our mission to our markets, Southern Bancorp is a different kind of bank. Focusing on underserved communities, Southern combines traditional banking and lending services with financial development tools and public policy advocacy to help families and communities grow stronger.

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In the News

Southern Bancorp Bank receives $50 million New Markets Tax Credit Award

Southern Bancorp Bank receives $50 million New Markets Tax Credit Award

Allocation among more than $3.5 billion in credits awarded by CDFI Fund LITTLE ROCK, ARK. – Southern Bancorp Bank announced today that it had been selected by the Community Development Financial Institutions Fund’s (CDFI Fund) to receive $50 million in New Markets Tax...

Security Alerts & Updates

Customer Alert: COVID-19 Online Shopping Scams

Customer Alert: COVID-19 Online Shopping Scams

Face masks, toilet paper, and other essential items are in high demand right now. Be careful of deals that seem too good to be true. The Federal Trade Commission gives tips on how to shop online responsibly: Check out the company or product by typing its name in a...