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A bank on a mission...

to create economic opportunity for you and your community.


By Charlestien Harris You might say, “I don’t have any money to save right now,” but in actuality this is the best time to look at saving money.  The pandemic has had a devastating effect on many families’ finances but unfortunately, I am sure this will not be the...

Tax Time is Savings Time in Mississippi

Mississippi Governor Tate Reeves signs a proclamation designating Mississippi Saves Week. Last week, Governor Reeves signed HB 597 into law, adding a second line for savings for the 2021 tax year. By James Owen Mississippians have a powerful new tool to save money,...

Southern Bancorp Statement on CFPB Decision to Remove Payday Lending Rule

On July 7, the Consumer Financial Protection Bureau (CFPB) announced that it had revoked the mandatory underwriting provisions of the 2017 Payday Lending Rule. This removed the requirement that payday lenders first determine a potential borrower’s ability to repay...

Economic opportunity means different things to different people. For some it’s starting a dream business or buying a new home, while others might need to start with credit counseling, financial education, or a simple checking account. Whatever your needs, from Banking to Borrowing or simply Learning, Southern Bancorp has you covered.

Bank      Borrow      Learn
From our mission to our markets, Southern Bancorp is a different kind of bank. Focusing on underserved communities, Southern combines traditional banking and lending services with financial development tools and public policy advocacy to help families and communities grow stronger.

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In the News

Southern Bancorp Announces Leadership Promotions in DeSoto County

Southern Bancorp Announces Leadership Promotions in DeSoto County

LITTLE ROCK – Southern Bancorp recently announced the promotions of Jeremy Hurst and Josh Newsom to City Presidents in Hernando and Olive Branch, Mississippi. Hurst previously served as Senior Vice President of Commercial Lending in Hernando. Newsom began his career...

Security Alerts & Updates

Customer Alert: COVID-19 Online Shopping Scams

Customer Alert: COVID-19 Online Shopping Scams

Face masks, toilet paper, and other essential items are in high demand right now. Be careful of deals that seem too good to be true. The Federal Trade Commission gives tips on how to shop online responsibly: Check out the company or product by typing its name in a...