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A bank on a mission...

to create economic opportunity for you and your community.

Super Smart Tax Savings

A new decade, a new tax year. 2020 is here and tax season has officially started. Every year, millions of Americans get a tax refund and every year millions of Americans spend their tax refund within weeks, maybe even days of getting their check or direct deposit....

I’ve paid off my student loan…Now what?

On December 10, 2016, I graduated from Arkansas State University, and on November 4, 2019, I sent in my final student loan payment. Some people spend a significant portion of their lives paying off student loans, so I realize I’m incredibly blessed to already have...

Looking South by Southwest to Map America’s Unbanked

By James Owen Editor’s note: This is the second blog in a series aimed at understanding the what, where, why, and how of unbanked and underbanked households. If you love maps, this is the blog post for you. And if you like numbers, here are two important ones: seven...

Economic opportunity means different things to different people. For some it’s starting a dream business or buying a new home, while others might need to start with credit counseling, financial education, or a simple checking account. Whatever your needs, from Banking to Borrowing or simply Learning, Southern Bancorp has you covered.

Bank      Borrow      Learn
From our mission to our markets, Southern Bancorp is a different kind of bank. Focusing on underserved communities, Southern combines traditional banking and lending services with financial development tools and public policy advocacy to help families and communities grow stronger.

Our Story

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In the News

Southern Bancorp Announces the Retirement of Veteran Banker Alan Sims

Southern Bancorp Announces the Retirement of Veteran Banker Alan Sims

LITTLE ROCK, ARK – Southern Bancorp today announced the retirement of Alan Sims, DeSoto County Market President. Sims joined the Southern Bancorp team in 2007, and has helped lead operations and expand Southern’s lending footprint in Northern Mississippi. He will...

Security Alerts & Updates

Coming Soon: Debit Card Fraud Text Alerts!

Coming Soon: Debit Card Fraud Text Alerts!

We’re excited to announce we’ll be adding Text Fraud Alerts as part of our debit card protection program in the coming weeks. Keeping your account safe and secure is our highest priority. You’ll soon begin receiving text alerts when suspicious activity is detected on...