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A bank on a mission...

to create economic opportunity for you and your community.

How Late Payments Affect Your Credit Score

By Charlestien Harris Often I hear people ask, “Why is it so important for me to pay my bills on time?  As long as they get my money they should be satisfied.”  While it is true you have paid your creditor what you owe them, the fact of the matter is there...

Credit Reports and Scores Explained in Simple Terms

By Charlestien Harris Having access to credit can make dreams come true.   In today’s world, you can hardly conduct business without using credit, rather it be renting a vehicle or hotel room or making a large purchase.  Most people don’t worry about...

The Great Coronavirus Pandemic of 2020

By Jayla Wilson I have seen and laughed at numerous memes about how so many of us thought 2020 was going to be our best year yet and coronavirus said, “You want to bet?” While I know this pandemic has thrown a wrench in many of our plans, I encourage you not to give...

Economic opportunity means different things to different people. For some it’s starting a dream business or buying a new home, while others might need to start with credit counseling, financial education, or a simple checking account. Whatever your needs, from Banking to Borrowing or simply Learning, Southern Bancorp has you covered.

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From our mission to our markets, Southern Bancorp is a different kind of bank. Focusing on underserved communities, Southern combines traditional banking and lending services with financial development tools and public policy advocacy to help families and communities grow stronger.

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In the News

Darrin Williams on Bloomberg Markets: The Close

Darrin Williams on Bloomberg Markets: The Close

On April 28th, Southern Bancorp, Inc. CEO Darrin Williams was featured on Bloomberg Markets: The Close to discuss the latest round of the Paycheck Protection Program. Watch the full video below.

Security Alerts & Updates

Customer Alert: COVID-19 Online Shopping Scams

Customer Alert: COVID-19 Online Shopping Scams

Face masks, toilet paper, and other essential items are in high demand right now. Be careful of deals that seem too good to be true. The Federal Trade Commission gives tips on how to shop online responsibly: Check out the company or product by typing its name in a...