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A bank on a mission...

to create economic opportunity for you and your community.

Top Ten Signs of Debt Overload

In all areas of life, there are warning signs that tell us when something is wrong, and the same can be said for our financial life. According to financial experts, nearly 80% of Americans are in debt. That means about 8 in 10 Americans have some form of consumer...

The Facts about Debit Cards and Tips for Avoiding Fraud

By Charlestien Harris The days of using cash, checks or coins to pay for purchases are disappearing rapidly. Most consumers have converted to using a debit card as a preferred method of payment. Two of the most common reasons for this transition are time and...

The Facts about the Emergency Rental Assistance Program

By Charlestien Harris The pandemic has caused major issues to happen especially with people’s financial well-being.  Housing is a significant part of most family budgets.  Right now, many people are struggling to keep food on the table and a roof over their...

Economic opportunity means different things to different people. For some it’s starting a dream business or buying a new home, while others might need to start with credit counseling, financial education, or a simple checking account. Whatever your needs, from Banking to Borrowing or simply Learning, Southern Bancorp has you covered.

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From our mission to our markets, Southern Bancorp is a different kind of bank. Focusing on underserved communities, Southern combines traditional banking and lending services with financial development tools and public policy advocacy to help families and communities grow stronger.

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Security Alerts & Updates

Consumer Alert: Scammers Posing as Utility Companies

Consumer Alert: Scammers Posing as Utility Companies

The recent winter weather caused millions of people to have issues with their water and heat. Sadly, but not surprisingly, scam artists are using this unfortunate situation to steal money and personal financial information. The Federal Trade Commission is warning...