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A bank on a mission...

to create economic opportunity for you and your community.

America Can Save: How Southern’s Public Policy Makes Saving Easy

Southern knows a thing or two about saving. Every employee strives to be a wealth builder for everyone; each employee is a walking, talking opportunity center. At the center of our approach to wealth building is saving. It is our goal to empower 1 million people to...

Super Smart Tax Savings

A new decade, a new tax year. 2020 is here and tax season has officially started. Every year, millions of Americans get a tax refund and every year millions of Americans spend their tax refund within weeks, maybe even days of getting their check or direct deposit....

I’ve paid off my student loan…Now what?

On December 10, 2016, I graduated from Arkansas State University, and on November 4, 2019, I sent in my final student loan payment. Some people spend a significant portion of their lives paying off student loans, so I realize I’m incredibly blessed to already have...

Economic opportunity means different things to different people. For some it’s starting a dream business or buying a new home, while others might need to start with credit counseling, financial education, or a simple checking account. Whatever your needs, from Banking to Borrowing or simply Learning, Southern Bancorp has you covered.

Bank      Borrow      Learn
From our mission to our markets, Southern Bancorp is a different kind of bank. Focusing on underserved communities, Southern combines traditional banking and lending services with financial development tools and public policy advocacy to help families and communities grow stronger.

Our Story

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Interested in opening an account? Have a question about your debit card? Want to learn more about Southern’s mission? Connect with us on social media, give us a call, send us a note or just drop in.

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In the News

Southern Bancorp Announces the Retirement of Veteran Banker Alan Sims

Southern Bancorp Announces the Retirement of Veteran Banker Alan Sims

LITTLE ROCK, ARK – Southern Bancorp today announced the retirement of Alan Sims, DeSoto County Market President. Sims joined the Southern Bancorp team in 2007, and has helped lead operations and expand Southern’s lending footprint in Northern Mississippi. He will...

Security Alerts & Updates

Coming Soon: Debit Card Fraud Text Alerts!

Coming Soon: Debit Card Fraud Text Alerts!

We’re excited to announce we’ll be adding Text Fraud Alerts as part of our debit card protection program in the coming weeks. Keeping your account safe and secure is our highest priority. You’ll soon begin receiving text alerts when suspicious activity is detected on...