Sep 18, 2020 | Blog, Financial Fitness
By Charlestien Harris In 2019, there were approximately 43 million housing units occupied by renters in the United States. This is a huge number of people that may possibly be affected by the uptick in eviction notices that have been served or are in the process of...
Sep 10, 2020 | Blog, Financial Fitness
By Charlestien Harris For many entrepreneurs, opening a business is truly the realization of a dream – one that has likely taken months or years to be realized. Yet in the midst of this dream, a nightmare has occurred. Few business owners likely had “global pandemic”...
Sep 2, 2020 | Blog, Financial Fitness
By Charlestien Harris The possibility of losing a home because of the pandemic or any unforeseen circumstance is frightening and can devastate the dream of homeownership. Just knowing there are viable home retention solutions that can help homeowners struggling to...
Aug 25, 2020 | Blog, Financial Fitness
By Charlestien Harris Last week, I shared loss mitigation options for individuals with government sponsored enterprise (GSE) loans that are unable to make mortgage payments due to a COVID-19 financial hardship. This week my attention will focus on the loss mitigation...
Aug 18, 2020 | Blog, Financial Fitness
Government Sponsored Enterprise (GSE) loans: Fannie Mae and Freddie Mac By Charlestien Harris In my previous article, I explained the terms and conditions of the forbearance option for homeowners with government-sponsored enterprise (GSE) loans during the...
Aug 13, 2020 | Blog, Financial Fitness
By Charlestien Harris The $2 trillion Coronavirus Aid, Relief and Economic Security (CARES) Act, passed in March of this year, included special aid for homeowners with a mortgage. The CARES Act makes it much easier for homeowners that have been affected by the...
Aug 7, 2020 | Blog, Financial Fitness
By Charlestien Harris Thanks to low mortgage interest rates, for some buyers this is the perfect time to think about purchasing a home. The best time to take a homebuyer education class is when you are starting to consider buying a home, not after you’ve already...
Jul 28, 2020 | Blog, Financial Fitness
By Charlestien Harris The stress of not being able to make mortgage payments and other financial obligations because of the pandemic or any hardship can be overwhelming, but sometimes just knowing where to turn for help can give us a sense of relief. The CARES Act...
Jul 23, 2020 | Blog, Financial Fitness
By Charlestien Harris So far we’ve talked about debt management plans and debt consolidation. In the final blog for my debt elimination series, I’ll be discussing debt settlements. The prospect of paying less than you owe — far less in some cases — makes debt...
Jul 20, 2020 | Blog, Financial Fitness
By Charlestien Harris: Hello my financial fitness trainees. I am back again to talk about ways to manage debt. If you are overwhelmed by the sheer volume of bills arriving at your home every month, debt consolidation may be the debt-relief program you need, but only...
