Oct 8, 2021 | Blog, Financial Fitness, News
If you’ve been reading my column for any time now, you know how important your credit score can be. You also might know that there are several factors that affect how your score is formulated. Today, we’re going to talk about one of them – credit utilization – and...
Oct 1, 2021 | Blog, Financial Fitness
The COVID-19 pandemic has affected nearly everyone on the planet to some degree. And while the economic impacts have been severe for people across the spectrum, those who were struggling even before it began have been hit especially hard. Reduced hours, lay-offs, or...
Sep 22, 2021 | Blog, Financial Fitness
In all areas of life, there are warning signs that tell us when something is wrong, and the same can be said for our financial life. According to financial experts, nearly 80% of Americans are in debt. That means about 8 in 10 Americans have some form of consumer...
Aug 27, 2021 | Blog, Financial Fitness
By Charlestien Harris The days of using cash, checks or coins to pay for purchases are disappearing rapidly. Most consumers have converted to using a debit card as a preferred method of payment. Two of the most common reasons for this transition are time and...
Aug 19, 2021 | Blog, Financial Fitness
By Charlestien Harris The pandemic has caused major issues to happen especially with people’s financial well-being. Housing is a significant part of most family budgets. Right now, many people are struggling to keep food on the table and a roof over their...
Aug 12, 2021 | Blog, Financial Fitness
By Charlestien Harris In all my years of tackling the topic of financial literacy, I’ve found that understanding basic financial skills and concepts is critical for a successful financial future. Almost everything we do as adults like earning money, budgeting,...
Aug 3, 2021 | Blog, Financial Fitness
By Charlestien Harris Although all of my children are grown and gone, I do have grandchildren and they all have back-to-school supply lists that need to be filled. Preparing to send your kids back to school can be stressful if your finances are already tight...
Jul 29, 2021 | Blog, Financial Fitness
By Charlestien Harris Throughout the pandemic, many clients have asked about the Public Service Loan Forgiveness program and how their student loans will be affected. The Public Service Loan Forgiveness program was created under the College Cost Reduction and...
Jul 22, 2021 | Blog, Financial Fitness
By Charlestien Harris The child tax credit is a very popular topic these days so I thought I would provide some details to help explain the tax credit to the general public. What is the child tax credit is the first question. According to the IRS’...
Jul 16, 2021 | Blog, Financial Fitness
By Charlestien Harris I am entering my sixties, so I am looking at financial issues that affect my age group more and more. One of the most common issues is telephone scams. Telemarketing fraud is a multi-billion dollar business in the United States. Every...
