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Home Buyer Education during the Pandemic

Home Buyer Education during the Pandemic

By Charlestien Harris Thanks to low mortgage interest rates, for some buyers this is the perfect time to think about purchasing a home. The best time to take a homebuyer education class is when you are starting to consider buying a home, not after you’ve already...
How to Handle an Overdue Mortgage

How to Handle an Overdue Mortgage

By Charlestien Harris The stress of not being able to make mortgage payments and other financial obligations because of the pandemic or any hardship can be overwhelming, but sometimes just knowing where to turn for help can give us a sense of relief.  The CARES Act...
Debt Settlement: The Facts

Debt Settlement: The Facts

By Charlestien Harris So far we’ve talked about debt management plans and debt consolidation. In the final blog for my debt elimination series, I’ll be discussing debt settlements. The prospect of paying less than you owe — far less in some cases — makes debt...
Debt Settlement: The Facts

Debt Consolidation: The Facts

By Charlestien Harris: Hello my financial fitness trainees. I am back again to talk about ways to manage debt. If you are overwhelmed by the sheer volume of bills arriving at your home every month, debt consolidation may be the debt-relief program you need, but only...
How to Handle an Overdue Mortgage

COVID-19: THE BEST TIME TO MAKE A SAVINGS PLAN!

By Charlestien Harris You might say, “I don’t have any money to save right now,” but in actuality this is the best time to look at saving money.  The pandemic has had a devastating effect on many families’ finances but unfortunately, I am sure this will not be the...
How to Handle an Overdue Mortgage

Net Worth: What Is It and Why Is It Important?

I am often asked what is net worth and why knowing it so important to my financial health?  Net worth is a measure of wealth. Specifically, it is the total of what you own minus the total of what you owe.  You can calculate your net worth by subtracting your...
How to Recognize Credit Repair Scams

How to Recognize Credit Repair Scams

By Charlestien Harris During this COVID-19 pandemic, I have noticed numerous credit repair ads popping up on social media and in other news outlets.  It is so very important to remember that thieves are out to get all they can get when it comes to cashing in on...