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Understanding Homeownership Terminology, Part 2

Understanding Homeownership Terminology, Part 2

By Charlestien Harris I hope that last week’s article helped you understand the home buying process terms a little better. It is my desire to educate my audience and to make a difference in their lives. Going into the process armed with knowledge can make the...
Understanding Homeownership Terminology, Part 1

Understanding Homeownership Terminology, Part 1

By Charlestien Harris Buying a home can be a very exciting experience, but like most industries, the housing industry has its own language or jargon used to describe certain transactions when purchasing a home. Usually, the consumer is so excited about the process...
Credit Utilization and Homeownership

Credit Utilization and Homeownership

By Charlestien Harris June is celebrated as National Homeownership Month! It can be an exciting time for a first-time home buyer or a more pleasant experience for a family looking to upgrade to a larger home. Several factors can affect your ability to purchase a home,...
Getting Ready for College and Beyond

Getting Ready for College and Beyond

By: Charlestien Harris May is the season for graduations! I just returned from my grandson’s celebration this past week in Alabama, as a matter of fact. But May can also be a time of reflection and preparation. Finances are a big part of why many students don’t choose...
Preparing for Homeownership in May

Preparing for Homeownership in May

By Charlestien Harris June is known as Homeownership Month, and if you plan to become a homeowner, now is the time to start preparing to make your homeownership dream come true. It has long been said that owning a home is part of the American Dream, and if that is one...
Budget-Friendly Teacher Appreciation Gift Ideas

Budget-Friendly Teacher Appreciation Gift Ideas

By Charlestien Harris May is the month that recognizes the hard work and dedication that a teacher has poured into your child all year long. Why not show your appreciation by sharing a budget-friendly gift with that special educator in your child’s life? Teacher...
Graduation Gifts That Make $ense!

Graduation Gifts That Make $ense!

By Charlestien Harris Graduation season has arrived, which means it’s time to think about that special gift you would like to give to that extra special graduate in your life! While this time of year can be full of excitement and splendor, it can also be stressful...
Did You Know… Social Security Can Be Taxed

Did You Know… Social Security Can Be Taxed

By Charlestien Harris I know it is past the tax filing deadline of April 15, but very few taxpayers realize that Social Security benefits can be taxable under certain conditions. One question many people ask me is, “At what age is Social Security no longer taxable?”...
Avoiding Student Loan Forgiveness Scammers

Avoiding Student Loan Forgiveness Scammers

By Charlestien Harris Student loan forgiveness is a hot topic these days, not just for consumers looking to take advantage of the opportunity but also for scammers who keep up with the news on student loan forgiveness. Scams are among the leading financial crimes, and...