For more information on Southern's ADA Compliance efforts, please visit our Accessibility Page
How Late Payments Affect Your Credit Score

How Late Payments Affect Your Credit Score

By: Charlestien Harris August 14th is celebrated as National Financial Awareness Day. Although that day has passed, I want to ensure that my articles provide essential information to enhance the financial capabilities of my readers. Often, I hear people ask, “Why is...
Healing the Heartbreak of Bad Credit

Healing the Heartbreak of Bad Credit

By: Charlestien Harris All month long I’ve been talking about financial love, and we all know that “Love Don’t Come Easy.” There is always chance of heartbreak. The final piece of my financial love advice touches on why building or rebuilding your...
How Credit Utilization Affects Your Credit Score

Paying Down Debt and Raising Your Credit Score

By Charlestien Harris As an accredited financial counselor, I’m often asked questions like “How long will it take for my credit score to increase when I make a payment on my accounts?” or “When will I see an increase in my score?”.  The answer I most often reply...