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How Late Payments Affect Your Credit Score
By: Charlestien Harris August 14th is celebrated as National Financial Awareness Day. Although that day has passed, I want to ensure that my articles provide essential information to enhance the financial capabilities of my readers. Often, I hear people ask, “Why is...
Give Yourself a Mid-Year Credit Report Review
By Charlestien Harris It’s the middle of the year, which means it’s time to pull your credit report! As a financial counselor, I often advise my clients to regularly review their credit reports to ensure the accuracy of the information and identify any...
Your Credit Report: The Impact of Medical Debt Removal
By: Charlestien Harris Your credit score is very important when it comes to how you interact with the financial world around you. One of the main areas of concern for many people is how medical debt has been negatively affecting their credit scores for years....
March Money Madness: Protecting Yourself from Credit Repair Scams
By Charlestien Harris: As “March Madness” draws closer, the chaos and excitement can be maddening not only for the sports world but for those trying to make sense of their finances. Combine that with the tendency for people to consider Spring as the time to get things...
Healing the Heartbreak of Bad Credit
By: Charlestien Harris All month long I’ve been talking about financial love, and we all know that “Love Don’t Come Easy.” There is always chance of heartbreak. The final piece of my financial love advice touches on why building or rebuilding your...
What is the 6419 Child Care Tax Credit Letter and Why is it Important?
by: Charlestien Harris Tax time can be stressful for taxpayers, especially when it comes to keeping up with important tax documents. Adding to that stress are new tax documents hitting our mailboxes related to federal pandemic support. We’ll cover a big one today that...
How Credit Utilization Affects Your Credit Score
If you’ve been reading my column for any time now, you know how important your credit score can be. You also might know that there are several factors that affect how your score is formulated. Today, we’re going to talk about one of them – credit utilization – and...