Checking

Freedom Checking®

The basics. A simple account to get you started!

  • $100 minimum deposit required to open
  • No check images in statement
  • Monthly Service charge waived with eStatements
Lifestyle Checking

One word: convenience.

  • $100 minimum deposit required to open
  • $7 monthly service charge on minimum balance less than $500
  • Service charge waived with eStatements
  • Free Bill Pay with direct deposit
  • Check images with statement
Personal NOW Checking

Let your money work for you.

  • $100 minimum deposit required to open
  • $8 monthly service charge on minimum balance less than $600
  • Interest paid on full balance
Southern Club Checking

An account that insures your future.

  • $100 minimum deposit required to open
  • Free Online Banking with Bill Pay
  • Everywhere Cash Savings, ID Theft Protection
  • Free cashier’s checks and money orders (where available, limit 3 per visit)
  • Free small safe deposit box (where available)
  • AD&D insurance benefits
  • Earn interest on balances $600 and above
  • $10-$12 monthly service charge based on insurance coverage plan
Classic Gold Checking

For our valued customers age 50 and older.

  • $100 minimum deposit required to open
  • No monthly service charge
  • Interest paid on balances $1,000 and above
  • Free select personalized checks (limit 2 boxes)
  • Free cashier’s checks and money orders (where available, limit 3 per visit)

Savings

Regular Savings

 Saving is key to financial stability. Start your journey today.

  • $50 minimum deposit required to open
  • $5 quarterly service charge on balances below $200
  • $1 fee per withdrawal in excess of 6 per statement cycle
  • Earns interest

 

 

School Savings

Easy as 1-2-3.

  • Available in select locations, inquire for details.
  • No service charge for students age 18 and under
  • $1 fee per withdrawal in excess of 6 per statement cycle
  • Earns interest

 

Christmas Savings

Oh what fun it is to save!

  • $10 minimum deposit required to open
  • $5 fee per withdrawal if done prior to end of plan year
  • Earns interest
  • Checks issued at end of plan year mid-November

 

Money Market Account

Competitive market rates. Easy access.

  • $1,000 minimum deposit required to open
  • $10 monthly service charge if minimum balance drops below $1,000
  • $5 fee per withdrawal in excess of 6 per statement cycle
  • Tiered interest

 

But wait, there’s more!

Southern Bancorp offers a suite of free services to help you bank smarter, faster and easier!

Web Banking

With Southern Bancorp’s Web Banking, you can access your accounts, check balances, pay bills and transfer money anywhere you have internet access. Click here to learn more or enroll.

Enroll Now

Shake & Bank

Who said checking your bank account balance can’t be fun? With Southern Bancorp’s Shake and Bank app for Apple and Android devices, there’s no need to log into web banking to get your latest balance –  just open the app and give it a shake! To get started, download Shake and Bank from the app store, connect it to your Southern Bancorp deposit account, and start shaking to retrieve your balance! It’s a secure, easy and fun way for account holders of all ages to stay on top of their bank balance. Download today and start shaking! google-play-badge

Pause

Out on the town and can’t find your debit card? Maybe it’s on the kitchen table, maybe it’s in your car, or maybe it’s in the hands of a criminal. Until you find out for sure, grab your computer or smartphone, log into Web Banking under Manage ATM cards and click Pause by your card.

Pause will instantly stop any debit card transactions from being approved until you Un-Pause your card. This safety feature will prevent all debit card approvals for up to 14 days (at which point the card will cancelled to avoid potential security breaches). Note that while your debit card is paused, your bill pay and checks will still be active. Pause is available to any Southern Bancorp debit card holders through web banking or by calling our customer service number 1-800-789-3428.

Text Alert

Stay informed about your account with text alerts from Southern Bancorp.  Choose to receive transaction alerts, daily balances and more within seconds of your purchase. Wireless carrier, text and/or data charges may apply. Stop by your nearest location to sign up.

Find a Location Near You

Ready to get started?

Contact us now or drop by the nearest Southern Bancorp location. Contact UsLocations