From homebuyer counseling to purchasing, building or refinancing, we have the right products and services to meet your needs, as well as home repair loans and home equity lines of credit. We even offer specialized products such as Rural Development/USDA Loans featuring low fixed rates with no down payment required.
Wherever you are in your home buying journey, Southern Bancorp is ready to help you. Contact us now to find out which option is right for you.
Build Your Credit
Some of the covered topics include:
- Understanding your credit score and history
- How to review your credit score annually for free.
- How to correct errors and omissions on your credit report
- Best practices for paying down debts and paying bills.
If you’re ready to get your credit back on track and working for you, contact us today to find the nearest Southern Bancorp Credit Counselor and make an appointment.
Credit Builder CD
First, you receive a loan from Southern Bancorp for either $500 or $1000 that is put into your CD. Make monthly payments until the loan is paid-off. Then, you receive the full value of the CD, plus interest, and this important bonus: an improved credit rating by credit bureaus due to your monthly payments.