Publications Featured Publication 2020 Annual Report Our 2020 Annual Report provides highlights from the previous year, both in Mission and Margin. Read the Annual Report Featured Publication Raising Core Equity Capital for Community Development Banks Insights from Southern Bancorp’s Capital Campaign Read the Article Past Annual Reports 2019 Annual Report 2018 Annual Report 2017 Annual Report 2016 Annual Report 2015 Annual Report 2014 Annual Report 2013 Annual Report 2012 Annual Report 2011 Annual Report 2010 Annual Report 2009 Annual Report 2008 Annual Report 2007 Annual Report 2006 Annual Report 2005 Annual Report 2004 Annual Report 2003 Annual Report 2002 Annual Report 2001 Annual Report 2000 Annual Report Policy Points Date Vol. Title 2017 44 Good Guys Answer the Call: Providing Safe Affordable and Profitable Small Loans as the Regulatory Landscape Evolves 2016 43 Into the Light: A Survey of Arkansas Borrowers Seven Years After State Supreme Court Bans Usurious Payday Lending Rates 2015 42 Teaching Public Benefit Recipients How to Fish: How Arkansas can Lessen Reliance on SNAP & TANF and Support Economic Independence by Lifting Asset Limits 2014 41 Evaluating College Savings Plans: A Case Study on Arkansas and Mississippi 2014 40 Turning a Cycle of Debt and Dependency into Financial Security: Rerouting Payday Loan Consumers in Mississippi 2013 39 Everybody Wins: Creating a Successful Prize-Linked Savings Program in Arkansas 2013 38 The 2013 Mississippi Legislature: A Summary of Southern’s Efforts and New Laws Affecting Our Communities 2013 37 The 2013 Arkansas Legislature: A Summary of Southern’s Efforts and New Laws Affecting Our Communities 2013 36 Making the Case for Eliminating Asset Limits: Why Asset Limits Undermine Financial Security for Arkansans 2012 35 The State of Asset Building in Arkansas 2009 34 New Laws Benefit Lower-Income Arkansans 2009 33 Aspiring Scholars Matching Grant Program: A Successful First Year 2008 32 From Natural Gas to College Degrees: The Arkansas Promise Trust Fund 2007 31 Mortgage Foreclosures: A Review of Trends in Arkansas and Strategies Used by States and Communities to Respond 2007 30 ARHealthNet: Helping Small Businesses Afford Employee Health Coverage 2007 29 New Laws Promoting Asset-Building Opportunities 2006 28 Arkansas’ Individual Development Account (IDA) Program: Survey Shows Broad Impact 2006 27 The Southeast Arkansas College Career Pathways Program 2006 26 Expanding Access to College in Arkansas: A 529 College Savings Plan Match Policy 2005 25 The Next Frontier in Adult Education: Adult Education to College Transition Programs 2005 24 2005 Legislative Session Highlights: New Laws Affecting Low-Income Families in Arkansas 2004 23 Increasing Access to and Completion of College Among Working Adults in Arkansas: The Career Pathways Pilot Project 2004 22 Meeting the Need for Long-Term Care: Strengthening the Nursing Assistant Occupation 2004 21 Making Higher Education More Accessible in Arkansas: The State’s Newest Financial Aid Programs 2003 20 Expanding State Business and Industry Workforce Training Activities: Some Policy Options Including Making Better Use of the Workforce Investment Act (WIA) 2003 19 2003 Legislative Session Produces Laws to Help Low-Income Families in Arkansas 2002 18 Expanding State Business and Industry Training Activities: Some Policy Options Including Making Better Use of the Workforce Investment Act (WIA) 2002 17 Meeting the Needs of Employers and Workers Through Sectoral Employment Strategies 2001 16 Nonprofit Sector Makes a Big Impact on the Arkansas Economy 2001 15 Rental Housing and Low-Income Families in Arkansas 2000 14 What the Current Debate on Improving Education in Arkansas is Missing: Workforce Development 2000 13 Workforce Investment Act Performance Standards: Changing the Incentives to Get Better Jobs and Better Wages for Arkansas Workers 2000 12 Achieving Economic Self-Sufficiency Through Welfare Reform 2000 11 Workforce Investment Act Performance Standards: Changing the Incentives to get Better Jobs and Better Wages for Arkansas Workers 2000 10 Workforce Investment Act Unified Plan: Summary and Analysis 1999 9 The Financial Services Modernization Act's Effects on the Community Reinvestment Act 1999 8 The New Arkansas Workforce Investment System: Key Decisions and How to Get Involved 1999 7 Education and Training Options Under Welfare Reform: Changes as a Result of Act 1567 of 1999 1999 6 A Summary of Act 1125: The Arkansas Workforce Investment Act 1999 5 A Summary of Act 1217:The Family Savings Initiative Act 1999 4 Achieving Long-Term Economic Self-Sufficiency: The Importance of Education and Training 1998 3 Workforce Investment Act: Key Implementation Issues 1998 2 Individual Development Accounts 1998 1 Summary of the Workforce Investment Act of 1998 Let's keep in touch. Get our latest Mission Newsletters and other updates sent right to your inbox. Success! First Name Last Name Email Sign Up for Our Newsletter