For more information on Southern's ADA Compliance efforts, please visit our Accessibility Page

Manage Your Debit Card Limit

Planning a big purchase?

No need to jump through hoops to temporarily raise your ATM and purchase card limits. You can change your card limits from the convenience of your Online Banking account.

What are my card limits?

You may withdraw up to $400 of your available account balance per day. For card purchases using your Personal Identification Number (PIN), your daily limit is $1,000 of your available account balance.

How to Temporarily Change Your Card Limits

This process will work on a desktop, computer, tablet, mobile, or through the mobile app.

1. Once you have logged in to Online Banking, click on your name or the gear in the top right corner. On mobile, the three horizontal lines in the top right corner will pull out a sidebar menu when clicked.

Current Check
2. Now that you are in the Customer Settings, navigate to Manage ATM/Debit Cards. Below brief descriptions of each feature, all your cards will be listed with feature buttons beside them.

3. Find the card that you’d like to change and click on the button called Manage My Card Limits.

Manage Card Limits
4. Once you click Manage Card Limits, your current and possible new card limits will appear. If you would like to raise them, click Upgrade Limits.

Your limits will be upgraded for three days, and then will automatically be returned to your original limit.

Any other questions regarding daily limits should be directed to our Customer Care Center at (800) 789-3428.

Current Card Limits

Explore More Online Features

Change Contact Information


Email and Text Alerts


Manage Debit Card Limit

Mobile Deposit





Round Up Savings