Put us to work for your business
With Southern Bancorp’s Treasury Management Services, you can improve your business’ cash flow, productivity, fraud protection, and add money to your bottom line.
We’ve got the tools to keep your business moving forward:
- Online Banking
- ACH Origination
- Remote Deposit Capture
- Positive Pay Fraud Control
- Merchant Services
- Repurchase/Sweep Accounts
- Zero Balance Accounts
With Southern Bancorp’s Treasury Management Services, you can improve your business’ cash flow, productivity, fraud protection, and add money to your bottom line.
We’ve got the tools to keep your business moving forward:
- Online Banking
- ACH Origination
- Remote Deposit Capture
- Positive Pay Fraud Control
- Merchant Services
- Repurchase/Sweep Accounts
- Zero Balance Accounts
ONLINE BANKING FOR BUSINESSES
Convenience & Functionality at your fingertips
All within the same platform, commercial customers can
- Manage their daily cash flow
- View previous day’s transactions
- Research account history and print images of paid checks
- Transfer funds between accounts
- Initiate stop payments
- Monitor daily balances and account activity
- Establish a company administrator and set individual user entitlements
- Access Treasury Management services such as ACH, Positive Pay, and Remote Deposit Capture
ONLINE BANKING FOR BUSINESSES
Convenience & Functionality at your fingertips
All within the same platform, commercial customers can…
- Manage their daily cash flow
- View previous day’s transactions
- Research account history and print images of paid checks
- Transfer funds between accounts
- Initiate stop payments
- Monitor daily balances and account activity
- Establish a company administrator and set individual user entitlements
- Access Treasury Management services such as ACH, Positive Pay, and Remote Deposit Capture
ACH TRANSACTIONS
Reduce costs, pay faster & improve your cash flow management.
Types of ACH transactions include:
- Direct Deposit of Payroll
- Direct Payment to Vendors
- Collection of Accounts Receivables
- Cash Concentration and Disbursement
ACH TRANSACTIONS
Reduce costs, pay faster & improve your cash flow management.
Types of ACH transactions include:
- Direct Deposit of Payroll
- Direct Payment to Vendors
- Collection of Accounts Receivables
- Cash Concentration and Disbursement
REMOTE DEPOSIT CAPTURE
Streamline your deposit process & eliminate multiple trips to the bank.
Remote deposit gives you the ability to:
- Scan checks to your computer and deposit them safely and securely into your account
- Accelerate your cash flow by depositing payments as soon as you recieve them
- Track deposit history and view images of past deposits
REMOTE DEPOSIT CAPTURE
Streamline your deposit process & eliminate multiple trips to the bank.
Remote deposit gives you the ability to:
- Scan checks to your computer and deposit them safely and securely into your account
- Accelerate your cash flow by depositing payments as soon as you recieve them
- Track deposit history and view images of past deposits
POSITIVE PAY FRAUD CONTROL
Expand your security measures & protect your business from fraud.
Positive Pay allows you to:
- Match check information against check data when presented with payment
- Approve or reject checks from within Online Banking
- Reduce the time and expense of accounting staff
- Lower your risk of fraud
POSITIVE PAY FRAUD CONTROL
Expand your security measures & protect your business from fraud.
Positive Pay allows you to:
- Match check information against check data when presented with payment
- Approve or reject checks from within Online Banking
- Reduce the time and expense of accounting staff
- Lower your risk of fraud
MERCHANT SERVICES
Accept credit and debit card transactions & speed up your collection process.
Merchant Services can help your business:
- Accept card payments in a variety of ways, from terminals and equipment to online payments and gateway integration solutions
- Upgrade your terminals with the latest POS equipment for retail businesses
- Utilize mobile card processing with smartphone compatibility
MERCHANT SERVICES
Accept credit and debit card transactions & speed up your collection process.
Merchant Services can help your business:
- Accept card payments in a variety of ways, from terminals and equipment to online payments and gateway integration solutions
- Upgrade your terminals with the latest POS equipment for retail businesses
- Utilize mobile card processing with smartphone compatibility
REPURCHASE/SWEEP ACCOUNTS
Automatically transfer excess funds to an interest-bearing account until those funds are needed.
Additional benefits include:
- A higher rate of return than typical deposit accounts
- Excess funds are always fully invested, so your money is always working for you
- Investments are safely and securely backed with U.S. Government Treasury or Agency Securities
REPURCHASE/SWEEP ACCOUNTS
Automatically transfer excess funds to an interest-bearing account until those funds are needed.
Additional benefits include:
- A higher rate of return than typical deposit accounts
- Excess funds are always fully invested, so your money is always working for you
- Investments are safely and securely backed with U.S. Government Treasury or Agency Securities
ZERO BALANCE ACCOUNTS
Automatically transfer money between accounts to cover transactions in real time.
A Zero Balance Account can help you:
- Optimize cash flow by eliminating excess balances in separate accounts
- Maintain greater control over disbursements
- Minimize idle balances and maximize investment potential
- Reduce the risk of errors and insufficient funds fees
ZERO BALANCE ACCOUNTS
Automatically transfer money between accounts to cover transactions in real time.
A Zero Balance Account can help you:
- Optimize cash flow by eliminating excess balances in separate accounts
- Maintain greater control over disbursements
- Minimize idle balances and maximize investment potential
- Reduce the risk of errors and insufficient funds fees
Meet the Team
Devin King
Treasury Management
Operations Lead
Mandi Krauss
Director
Treasury Management
Madison Culp
Treasury Management
Operations Specialist
Meet the Team
Mandi Krauss
Director
Treasury Management
Devin King
Treasury Management
Operations Lead