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Southern Blog

Preparing for Homeownership in May

Preparing for Homeownership in May

By Charlestien Harris June is known as Homeownership Month, and if you plan to become a homeowner, now is the time to start preparing to make your homeownership dream come true. It has long been said that owning a home is part of the American Dream, and if that is one...

Budget-Friendly Teacher Appreciation Gift Ideas

Budget-Friendly Teacher Appreciation Gift Ideas

By Charlestien Harris May is the month that recognizes the hard work and dedication that a teacher has poured into your child all year long. Why not show your appreciation by sharing a budget-friendly gift with that special educator in your child’s life? Teacher...

Graduation Gifts That Make $ense!

Graduation Gifts That Make $ense!

By Charlestien Harris Graduation season has arrived, which means it’s time to think about that special gift you would like to give to that extra special graduate in your life! While this time of year can be full of excitement and splendor, it can also be stressful...

Did You Know… Social Security Can Be Taxed

Did You Know… Social Security Can Be Taxed

By Charlestien Harris I know it is past the tax filing deadline of April 15, but very few taxpayers realize that Social Security benefits can be taxable under certain conditions. One question many people ask me is, “At what age is Social Security no longer taxable?”...

Avoiding Student Loan Forgiveness Scammers

Avoiding Student Loan Forgiveness Scammers

By Charlestien Harris Student loan forgiveness is a hot topic these days, not just for consumers looking to take advantage of the opportunity but also for scammers who keep up with the news on student loan forgiveness. Scams are among the leading financial crimes, and...

Why is Financial Literacy Important?

Why is Financial Literacy Important?

By Charlestien Harris April is Financial Literacy Month! This has long been a nationally recognized holiday, representing our collective dedication as a country to the importance of being financially literate. I guess the question that I want to ask most is – with...

April is National Fair Housing Month

April is National Fair Housing Month

By Charlestien Harris Every month, there seems to be something to celebrate or recognize, and April is no different! April is also known as National Fair Housing Month. The U.S. Department of Housing and Urban Development (HUD) defines fair housing as the right to...

The Pros and Cons of Filing a Tax Extension

The Pros and Cons of Filing a Tax Extension

By Charlestien Harris We are nearing the tax deadline of April 15! Some of you have already filed and received your refund, while others have delayed filing, perhaps because you anticipate owing taxes to the IRS. You are not alone. According to a polling survey...