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Southern Blog

How to Avoid Coronavirus Scams

How to Avoid Coronavirus Scams

We want to make our customers aware of the increase in scams and fraud related to the Coronavirus Disease, known as COVID-19. Be extremely careful with coronavirus (COVID-19) related text messages, emails that may contain malicious links and attachments, phone calls,...

Super Saving with Kids during a Pandemic

Super Saving with Kids during a Pandemic

For many of us, our kids are now at home with us all day. If your kids are like mine, they are suddenly always hungry and you can’t keep them occupied. Here are some ideas for you to save money while making sure your kids are well taken care of. Snacks Grab a small...

Super Pandemic Saving

Super Pandemic Saving

I never thought that my next blog post would be on how to save during a pandemic. But, here we are. This post is a little longer, so stay with me. We are all in different aspects of this pandemic. Some are working from home, some are unable to work from home and are...

Banking the Underserved at the Speed of Trust

Banking the Underserved at the Speed of Trust

It’s easy to miss important parts of the Delta. At first glance, a juke joint could be mistaken for a roadside shack. A flooded field is actually the start of a productive rice crop. And a neon-lit payday lender might be a debt trap. Also perhaps overlooked, immigrant...

Super Saving: America Saves Week Edition

Super Saving: America Saves Week Edition

America Saves Week is here! America Saves Week is an annual celebration and call to action for every American to commit to saving successfully. So, how can you start saving? Save Automatically When I think of saving automatically, I initially think of setting up a...

Super Smart Tax Savings

Super Smart Tax Savings

A new decade, a new tax year. 2020 is here and tax season has officially started. Every year, millions of Americans get a tax refund and every year millions of Americans spend their tax refund within weeks, maybe even days of getting their check or direct deposit....

I’ve paid off my student loan…Now what?

I’ve paid off my student loan…Now what?

On December 10, 2016, I graduated from Arkansas State University, and on November 4, 2019, I sent in my final student loan payment. Some people spend a significant portion of their lives paying off student loans, so I realize I’m incredibly blessed to already have...

Looking South by Southwest to Map America’s Unbanked

Looking South by Southwest to Map America’s Unbanked

By James Owen Editor’s note: This is the second blog in a series aimed at understanding the what, where, why, and how of unbanked and underbanked households. If you love maps, this is the blog post for you. And if you like numbers, here are two important ones: seven...

America Can Save: How Southern’s Public Policy Makes Saving Easy

Talking about Poverty: Inflation Inequality

By James Owen Editor’s note: This is one in a series of blog posts to critically examine how poverty is defined, measured, and talked about, and how those conversations influence public policy. If you’ve been keeping up with our series on poverty, it should be...