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Southern Blog

Consumer Alert: Scammers Posing as Utility Companies

Consumer Alert: Scammers Posing as Utility Companies

The recent winter weather caused millions of people to have issues with their water and heat. Sadly, but not surprisingly, scam artists are using this unfortunate situation to steal money and personal financial information. The Federal Trade Commission is warning...

The Effect of a Loan Modification on Your Credit

The Effect of a Loan Modification on Your Credit

By Charlestien Harris This has been a very difficult year for many people when it comes to finances, especially for homeowners. Foreclosures and bankruptcies are two financial events that can have a really adverse effect on your credit. Trying to avoid both of those...

What You Need to Know About the New 2020 W-4 Form

What You Need to Know About the New 2020 W-4 Form

By Charlestien Harris You may not be aware, but the IRS Form W-4 has changed. A W-4 form provides information to your employer so that they can determine how much to withhold from your paychecks. This will ensure that the IRS collects federal income tax from you in an...

What to Do If You Are A Victim of Financial Fraud

What to Do If You Are A Victim of Financial Fraud

By Veronica Baxter According to credit agency Equifax, identity theft is the most common form of financial fraud. A victim’s personal information is stolen in order to access existing credit and bank accounts and to open new credit accounts. This article will explain...

Tax Time is Savings Time

Tax Time is Savings Time

By Charlestien Harris It’s that time again, tax preparation season.  The IRS’s Volunteer Income Tax Assistance program offers free basic tax return preparation to qualified individuals.  The VITA program has operated for over 50 years, offering free tax help...

Make a Pledge to Save

Make a Pledge to Save

By Janie Ginocchio We’ve recently talked about taking advantage of a new savings opportunity in Arkansas by using split direct deposit for state tax refunds, and in previous blog posts we’ve talked about making a New Year’s resolution to save as well as best practices...