Finding a Qualified Financial Planner

Oct 17, 2025 | Blog, Financial Fitness

By Charlestien Harris, Retired Financial Coach at Southern Bancorp National Financial Planning Month is a great time to seek expert advice from a certified or qualified financial professional. However, finding the right person can be challenging if you’re unsure...

How to Qualify for Down Payment Assistance Programs for Your New House

Oct 16, 2025 | Blog

By Miguel Vega, Director of Mortgage Production Are you eager to make your homeownership dreams a reality? At Southern Bancorp, we recognize that gathering funds for a down payment is often a significant obstacle for homebuyers. To alleviate this challenge, we offer a...

How Fed Rate Cuts Affect Mortgage Rates for Future Homeowners

Oct 16, 2025 | Blog

By Kortni Beene, VP, Mortgage Production Leader In the current mortgage financing environment, recent Federal Reserve rate cuts have significantly affected mortgage rates for potential homebuyers. It’s essential to grasp these changes, as a decrease in the...

Southern Bancorp Promotes Andrea Tugwell to Retail Regional Director

Sep 24, 2025 | News, Press Releases

Arkadelphia, Ark. – Southern Bancorp Bank, a Community Development Financial Institution (CDFI) and one of the nation’s oldest and most impactful community development banks, has announced the promotion of Andrea Tugwell to Retail Regional Director, West Region.  ...

Southern Bancorp Promotes Lee Reddmann to Chief Credit Officer

Sep 16, 2025 | News, Press Releases

Little Rock, Ark. – Southern Bancorp Bank, a Community Development Financial Institution (CDFI) and one of the nation’s oldest and most impactful community development banks, has announced the promotion of Lee Reddmann to Chief Credit Officer.  He succeeds Jimbo Boyd,...

Southern Bancorp’s Jeremy Davis Named 2025 HousingWire Vanguard

Sep 4, 2025 | News, Press Releases

Little Rock, Ark. – Southern Bancorp Bank, a Community Development Financial Institution (CDFI) and one of America’s oldest and largest community development banks, is proud to announce that Jeremy Davis, President of Mortgage, has been named a 2025 Vanguard...

Recognizing and Diffusing Text Scams

Aug 29, 2025 | Blog, Financial Fitness

By Charlestien Harris, Retired Financial Counselor at Southern Bancorp I don’t know about you, but I’ve been receiving – and promptly deleting – a flood of text messages about package deliveries, toll payments, work-from-home opportunities, and more. I’m frustrated...

Southern Bancorp, Inc. Appoints John Hale, III to Board of Directors

Aug 27, 2025 | News, Press Releases

Little Rock, Ark. – Southern Bancorp, Inc., a bank holding company and one of America’s oldest and most impactful Community Development Financial Institutions (CDFI), today announced the appointment of John Hale, III to its Board of Directors.  “We are thrilled to...

Southern Bancorp, Inc. Appoints Brandi Joplin to Board of Directors

Aug 27, 2025 | News, Press Releases

Little Rock, Ark. – Southern Bancorp, Inc., a bank holding company and one of America’s oldest and most impactful Community Development Financial Institutions (CDFI), today announced the appointment of Brandi Joplin to its Board of Directors.  “We are thrilled to...

Preparing for Fall Expenses

Aug 15, 2025 | Blog, Financial Fitness

By Charlestien Harris, Retired Financial Counselor at Southern Bancorp Autumn marks the beginning of the fall season, and setting aside money for upcoming costs – such as heating bills, fall wardrobe updates, and potential holiday expenses – is essential for staying...