It’s All Online!

You can apply on your desktop OR on your smartphone!

Online applications now available for pre-approved customers! Simply log in to your web banking and click on the Loans tab to see if you are pre-approved.

Holiday loans are $500 unsecured loans subject to eligibility and approval.

Not pre-approved? Call your local Southern Bancorp lender in Arkansas or Mississippi to see if you can qualify for a different loan product.