Construction Loan
Build your dream home from the ground up.
New construction loans for building homes. Personalized support, competitive rates, extended rate locks, and one-time close options available.
Community Development Manager
I am a mission-driven mortgage professional and affordable housing advocate dedicated to bridging homeownership gaps for the families I serve. With a career focused on fair and affordable housing in cities like Nashville, Birmingham, Memphis, and Atlanta, I lead with education, inclusion, and empowerment to help more families achieve their dream of homeownership. As the Community Development Manager for Southern Bancorp, a national CDFI (Community Development Financial Institution), I drive sales growth, team development, and community outreach to expand access to credit and financial services in underserved markets. My work has been nationally recognized, including receiving the 2024 Mortgage Bankers Association's MPact Award for Residential Young Professionals and MBA's 2020 Diversity, Equity & Inclusion Award for impactful market strategies.
Build your dream home from the ground up.
New construction loans for building homes. Personalized support, competitive rates, extended rate locks, and one-time close options available.
Flexible financing. Competitive rates.
Conventional mortgage financing for primary residences, second homes, and investment properties. Competitive rates with flexible closing cost options.
Low down payments. Favorable rates.
FHA-insured loans with low down payments, less restrictive credit requirements, and favorable interest rates.
Purchase your home with just $1,000.
Our affordable mortgage program lets you purchase your home with a minimum $1,000 contribution. No mortgage insurance required.
For high-value properties up to $3M.
Jumbo loans for high-value properties and larger loan amounts. Accommodates up to $3 million with no mortgage insurance required.
Lower payments. Shorter terms. Your equity, your way.
Refinance to leverage your home equity, reduce your monthly payment, or shorten your loan term. Multiple refinancing options to fit your financial goals.
Up to 100% financing in rural areas.
USDA-backed loans for individuals and families in qualifying rural areas. Up to 100% financing with no minimum down payment required.
$0 down. No mortgage insurance.
VA-insured loans for active duty personnel, veterans, and surviving spouses. $0 down payment options, no mortgage insurance, and up to 100% financing.
While using the calculator, keep in mind that the displayed dollar amounts are not guaranteed, and your actual payments may vary. The estimates provided are for illustrative and educational purposes only.
Based on your home value and mortgage balance, here's how much equity you may be able to access at different loan-to-value ratios.
These estimates are for illustrative purposes only. Actual available equity depends on your lender's requirements, credit profile, and property appraisal.
These estimates are for illustrative purposes only. Actual cash-out amounts, rates, and payments depend on your lender's requirements, credit profile, and property appraisal.
Assumes housing costs target 30% of gross income and total DTI cap of 36%. These estimates are for illustrative purposes only.
