By Charlestien Harris, Retired Financial Coach at Southern Bancorp
Back-to-school shopping is just part of the return-to-school routine. Buying a laptop is not a simple decision, and it can sometimes be confusing. As a parent, you want to be sure you’re making an informed choice and purchasing the right laptop for the right purpose. Price is one factor to consider, along with features and functionality.
The information shared in this article can help guide you as you shop for your next laptop. “What should I look for when buying a laptop?” is a common question people ask before making a purchase. Your budget, intended use, and where you’ll use the laptop will help determine where to begin your search. Let’s take a closer look at each factor.
Question #1: How much am I going to use the laptop?
You should consider these three factors:
- Budget – Set a budget based on how the laptop will be used. The good news is that it has never been more affordable to buy a quality laptop. Unless you have very specific or demanding needs, you probably won’t need to spend more than about $800. If your needs are modest, you may find suitable options at even lower price points. If you’re looking for a true desktop replacement or an ultrathin model packed with power, expect to pay $1,200 or more, depending on the features you choose.
- Use – Consider your student’s grade level and how the laptop will be used. You don’t need to buy a laptop built for serious gaming if you only need to browse the web or run basic productivity software. The best laptop for you is one that does exactly what you need it to do, not one designed for advanced technical demands.
- Portability – Portability refers to how easy a laptop is to carry and use in different locations without requiring a fixed power outlet. There are many highly portable laptops available at a variety of price points. However, keeping the device lightweight and compact is key. As you add features to a computer, the cost generally increases.
Question #2: What is the laptop going to be used for?
Knowing how you’ll use your laptop is essential to choosing the right one. Here are two of the most common uses:
- For Work – Business laptops are designed with functionality and reliability in mind. These machines may feature powerful processors and long-lasting batteries, but the primary goal is to maximize productivity. Prices can range from entry-level models around $400 to premium models costing $2,000 or more.
- For School – For students, a laptop is often the primary tool for completing assignments and accessing educational resources. It goes wherever they go. The best student laptops are flexible, lightweight, and dependable. Because there are many options available, it’s important to focus on the features that matter most to you, including the operating system, whether that’s Windows, ChromeOS, or another platform.
Question #3: What accessories work well with a laptop?
Accessories can add to the overall cost of a laptop, but they can also improve functionality and convenience. As you consider a new computer, think about these useful additions:
- External Monitor – An external monitor can make your laptop feel more like a desktop computer. It provides a larger display and, in many cases, higher resolution, allowing you to view multiple applications at once. While monitors were once expensive accessories, today you can find large, high-resolution models for less than $200.
- Backpack or Travel Case – Laptops are designed to be portable, and protecting your investment is important. A laptop backpack or travel case makes transportation easier while providing protection. Padded compartments help cushion your computer, and multiple pockets provide space for chargers, documents, and other accessories. Prices typically range from $15 to $300 or more.
- Mouse – A trackpad is a touch-sensitive surface that translates finger movements into cursor control. However, an external mouse, whether wired or wireless, can provide greater precision, comfort, and convenience. Prices range from about $10 to $150 or more, depending on the features and intended use.
- External Storage – An external storage device can supplement your computer’s internal storage or serve as a backup solution. Many current models are smaller than a smartphone and require only a single USB cable. Their portability and flexibility make them a valuable accessory. Prices vary based on storage capacity and features.
Shopping for a laptop can be challenging. With so many brands and hundreds of models available, the choices can feel overwhelming. Because a computer is a significant purchase for many families, understanding the key factors to consider can help you save money and choose the laptop that best fits your needs.
For more information on this or other financial topics, you can email me at [email protected] or write to me at P.O. Box 1825, Clarksdale, MS 38614.
Until next week – stay financially fit!
