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2022 State of the Company

2022 is off to an exciting, fast-paced start for Southern Bancorp with new additions to our leadership team, growth in new and existing markets, and an acquisition already announced. But before we get too far into 2022, we’d like to take a moment to reflect back...
Quick Tips on Writing a Hardship Letter

Quick Tips on Writing a Hardship Letter

The COVID-19 pandemic has affected nearly everyone on the planet to some degree. And while the economic impacts have been severe for people across the spectrum, those who were struggling even before it began have been hit especially hard. Reduced hours, lay-offs, or...
How Credit Utilization Affects Your Credit Score

Top Ten Signs of Debt Overload

In all areas of life, there are warning signs that tell us when something is wrong, and the same can be said for our financial life. According to financial experts, nearly 80% of Americans are in debt. That means about 8 in 10 Americans have some form of consumer...