Aug 25, 2020 | Blog, Financial Fitness
By Charlestien Harris Last week, I shared loss mitigation options for individuals with government sponsored enterprise (GSE) loans that are unable to make mortgage payments due to a COVID-19 financial hardship. This week my attention will focus on the loss mitigation...
Aug 18, 2020 | Blog, Financial Fitness
Government Sponsored Enterprise (GSE) loans: Fannie Mae and Freddie Mac By Charlestien Harris In my previous article, I explained the terms and conditions of the forbearance option for homeowners with government-sponsored enterprise (GSE) loans during the...
Aug 17, 2020 | News, Press Releases, Southern Bancorp Community Partners
Deferred Dreams: How Unmanageable and Abusive Debt Hinder Savings and Economic Security to be discussed during public webinar on Wednesday, August 19. LITTLE ROCK, ARK – Southern Bancorp Community Partners (SBCP) recently published “Deferred Dreams: How...
Aug 13, 2020 | Blog, Financial Fitness
By Charlestien Harris The $2 trillion Coronavirus Aid, Relief and Economic Security (CARES) Act, passed in March of this year, included special aid for homeowners with a mortgage. The CARES Act makes it much easier for homeowners that have been affected by the...
Aug 7, 2020 | Blog, Financial Fitness
By Charlestien Harris Thanks to low mortgage interest rates, for some buyers this is the perfect time to think about purchasing a home. The best time to take a homebuyer education class is when you are starting to consider buying a home, not after you’ve already...
Jul 28, 2020 | Blog, Financial Fitness
By Charlestien Harris The stress of not being able to make mortgage payments and other financial obligations because of the pandemic or any hardship can be overwhelming, but sometimes just knowing where to turn for help can give us a sense of relief. The CARES Act...
Jul 23, 2020 | Blog, Financial Fitness
By Charlestien Harris So far we’ve talked about debt management plans and debt consolidation. In the final blog for my debt elimination series, I’ll be discussing debt settlements. The prospect of paying less than you owe — far less in some cases — makes debt...
Jul 20, 2020 | Blog, Financial Fitness
By Charlestien Harris: Hello my financial fitness trainees. I am back again to talk about ways to manage debt. If you are overwhelmed by the sheer volume of bills arriving at your home every month, debt consolidation may be the debt-relief program you need, but only...
Jul 16, 2020 | Blog, Financial Fitness
By Charlestien Harris During this time of uncertainty, a lot of people are being forced to make dire decisions that could affect their financial future for a very long time. If your financial problems stem from too much debt or your inability to repay your debts, the...
