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How to Avoid Overspending During the Holidays

How to Avoid Overspending During the Holidays

How to Avoid Overspending During the Holidays By Charlestien Harris, Retired Financial Coach Southern Bancorp Ahh, the holidays are coming, and I can’t wait to celebrate! But along with the festivities comes the temptation to overspend. Overspending during the...
End-of-the-Year Financial Planning Tips

End-of-the-Year Financial Planning Tips

By Charlestien Harris, Retired Financial Coach at Southern Bancorp This article marks the conclusion of our month-long celebration of National Financial Planning Month! I hope you’ve found a few golden nuggets in the series and have already begun implementing some of...
Open Enrollment Season: What You Need to Know

Open Enrollment Season: What You Need to Know

By Charlestien Harris, Retired Financial Coach at Southern Bancorp We’ve often emphasized the importance of financial planning for your overall financial well-being. One topic that tends to be overlooked is reviewing your health insurance policies. If you’re not...
Finding a Qualified Financial Planner

Finding a Qualified Financial Planner

By Charlestien Harris, Retired Financial Coach at Southern Bancorp National Financial Planning Month is a great time to seek expert advice from a certified or qualified financial professional. However, finding the right person can be challenging if you’re unsure...
Eight Components of Developing a Financial Plan

Eight Components of Developing a Financial Plan

By Charlestien Harris, Retired Financial Coach at Southern Bancorp In last week’s article, I discussed October being recognized as National Financial Planning Month. This week, I’ll explain the eight key components of developing a financial plan. These components...
October is National Financial Planning Month!

October is National Financial Planning Month!

By Charlestien Harris, Retired Financial Coach at Southern Bancorp October is the perfect time to review your finances. During the fall season, nature’s changes are evident with just a glance at your surroundings. The same can be said when you take a good look at your...
The $6,000 Senior Tax Deduction: What Does It Mean?

The $6,000 Senior Tax Deduction: What Does It Mean?

By Charlestien Harris, Retired Financial Coach at Southern Bancorp Taxes are a fact of life, and being a senior citizen is no exception. Many people believe that Social Security income is not taxable, but that’s not entirely true. Whether your Social Security benefits...