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Getting Ready for Tax Season!

Getting Ready for Tax Season!

By Charlestien Harris, Retired Financial Coach at Southern Bancorp If you are reading this, congratulations – you’ve made it to the new year of 2026! Happy New Year to everyone! Now, let’s get down to business. Tax season is upon us, and some of us are still...
Financial Moves to Consider for the New Year

Financial Moves to Consider for the New Year

By Charlestien Harris, Retired Financial Coach at Southern Bancorp As we approach the end of December and the close of 2025, it’s a great time to review your financial decisions from the past year. Those choices may have significantly impacted your current financial...
Last-Minute Financial Gifts for the Holidays!

Last-Minute Financial Gifts for the Holidays!

By Charlestien Harris, Retired Financial Coach at Southern Bancorp It’s crunch time! You’re a procrastinator, and you waited until the very last minute. Well, it happens to the best of us – myself included! I ordered some gifts online and received an email that said,...
How to Avoid Overspending During the Holidays

How to Avoid Overspending During the Holidays

How to Avoid Overspending During the Holidays By Charlestien Harris, Retired Financial Coach Southern Bancorp Ahh, the holidays are coming, and I can’t wait to celebrate! But along with the festivities comes the temptation to overspend. Overspending during the...
Eight Components of Developing a Financial Plan

Eight Components of Developing a Financial Plan

By Charlestien Harris, Retired Financial Coach at Southern Bancorp In last week’s article, I discussed October being recognized as National Financial Planning Month. This week, I’ll explain the eight key components of developing a financial plan. These components...