Financial Well-Being How to Remain Healthy, Wealthy & Wise
Financial Well-Being: How to Remain Healthy, Wealthy & Wise By Charlestien Harris, Retired Financial Coach at Southern Bancorp If you’re not feeling the pinch during this shutdown, chances are you know someone who is. Being financially stretched can be a...
Eight Components of Developing a Financial Plan
By Charlestien Harris, Retired Financial Coach at Southern Bancorp In last week’s article, I discussed October being recognized as National Financial Planning Month. This week, I’ll explain the eight key components of developing a financial plan. These components...
October is National Financial Planning Month!
By Charlestien Harris, Retired Financial Coach at Southern Bancorp October is the perfect time to review your finances. During the fall season, nature’s changes are evident with just a glance at your surroundings. The same can be said when you take a good look at your...
The $6,000 Senior Tax Deduction: What Does It Mean?
By Charlestien Harris, Retired Financial Coach at Southern Bancorp Taxes are a fact of life, and being a senior citizen is no exception. Many people believe that Social Security income is not taxable, but that’s not entirely true. Whether your Social Security benefits...
Secured or Unsecured Credit Cards Which is Better?
By Charlestien Harris, Retired Financial Coach, Southern Bancorp The holidays are just a few months away, and if we’re being honest, most of our purchases will be made by sliding, tapping, or inserting a card. Now is a great time to evaluate which type of card might...
September is Insurance Awareness Month
By Charlestien Harris, Retired Financial Counselor at Southern Bancorp You might be asking yourself, “Why is having insurance so important?” Well, let me ask you this: How would you pay for an unexpected event like a car accident, a house fire, or a medical emergency?...
Managing Your Finances During College
By Charlestien Harris, Retired Financial Counselor at Southern Bancorp Managing your finances during college can be a significant source of stress. For many students, this is the first time they’ve had to take personal responsibility for their financial decisions....
How to Limit the Effects of Inflation on Your Budget
By Charlestien Harris Eventually, what goes up must come down…right? Well, sometimes yes, and sometimes no – especially as it relates to inflation. Inflation is the rate at which prices increase over a given period. It can also be described as the decline in the...
