Southern Blog

The FAFSA Application: Do’s and Don’ts for Parents
By Charlestien Harris, Retired Financial Coach at Southern Bancorp Parents, it’s your turn now! I have already addressed high school graduates and college graduates this month, offering financial tips to follow after the graduation ceremony has ended. Now, it’s time…

Eight Financial Tips for College Graduates
By Charlestien Harris, Retired Financial Coach at Southern Bancorp Last week, I spoke to high school graduates. This week, I want to speak to college graduates, most of whom are headed into the workforce. After earning a college degree, it’s time to face reality. Many…

Seven Financial Tips for Graduating High School Seniors
By Charlestien Harris, Retired Financial Coach at Southern Bancorp Congratulations to the Class of 2026! Graduation is finally here, and the excitement is reaching its peak. Becoming an adult and developing sound financial habits is a lifelong process. Whether you are…

Financial Protection Laws for the Military
By Charlestien Harris, Retired Financial at Coach Southern Bancorp May is celebrated as National Military Appreciation Month. Many companies and organizations recognize our service personnel by offering special discounts and promotions to show how much we appreciate…

Spring Cleaning Tips for Your Finances
By Charlestien Harris, Retired Financial Coach at Southern Bancorp For many people, spring means opening windows, getting rid of dust, and doing some general cleaning. While you’re freshening up your home, consider taking time to clean up your finances, too. You may…

The Facts About Fair Housing
By Charlestien Harris, Retired Financial Coach at Southern Bancorp April is nationally recognized as Fair Housing Month, yet many people are unaware of how to make a formal complaint or where to seek assistance if they are a victim of a Fair Housing Law violation. The…

Dispelling the Myth: Estate Planning is Not Just for the Wealthy
Dispelling the Myth: Estate Planning is Not Just for the Wealthy By Charlestien Harris, Retired Financial Coach at Southern Bancorp Estate planning is a topic many people avoid because they believe they do not have enough financially to plan for the distribution of…

Five Tips for Successful Investing
Five Tips for Successful Investing By Charlestien Harris, Retired Financial Coach at Southern Bancorp April is recognized as National Financial Literacy Month. One of the most important lessons I learned as an experienced financial counselor is knowing when to take on…

March Money Madness: The Final Four Money Issues
By Charlestien Harris, Retired Financial Coach at Southern Bancorp I have been talking basketball all month long, and with the Final Four games about to take place, I would be remiss if I did not talk about four of the most common financial challenges people face…

March Money Madness: The New Tax Brackets for 2026
By Charlestien Harris, Retired Financial Coach at Southern Bancorp March Madness is in full swing, and almost everyone is glued to their TV set! What an exciting time, especially if your team is still in the game and advancing within the bracket they were chosen for,…