For more information on Southern's ADA Compliance efforts, please visit our Accessibility Page

Extra Credit for You

Open a new Lifestyle Checking Account and receive a
$300 CASH BONUS!*

Southern Bancorp is proud to recognize the incredible work of the DeSoto County school team with a special offer just for you.

Lifestyle Checking Account Features

A token of appreciation for your dedication to our community.

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Only $50 to open

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Worldwide expanded ATM network

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No monthly service charge with eStatements or $500 minimum balance

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Mobile deposit, online banking, and check images in statements

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Free bill pay with direct deposit

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Mission-driven banking that honors your service

Eligibility

To qualify for this program you must be employed by a qualifying school district, able to present your school ID badge, and complete the following within 90 days of account opening:

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Two direct deposits of $750+

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15 debit card transactions over $5

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One ACH debit transfer

Let us honor your service with financial convenience and appreciation.

Visit your Hernando or Olive Branch Southern Bancorp branch to get started!

*Offer valid from 10/15/25 – 12/31/25. Must be employed by a qualifying school district and present ID badge. Available to new checking customers only. To qualify for the bonus, promotional requirements must be met within 90 days of account opening. After 90-day qualifying period, the bonus will be deposited within 7–14 business days, if requirements are met. Account must be active to receive bonus. Accounts with a balance under $500 and without eStatements will incur a $7.00 monthly service charge. Transactions must post to the account to qualify.