
Audrey Spurling
Commercial Loan Officer
870.867.0138
audrey.spurling@banksouthern.com
NMLS
541557
Mount Ida
With 38 years of banking experience, Audrey has worked across nearly every area of the industry—from operations and bookkeeping to internet banking administration and lending. For the past 20 years, she has focused on consumer lending, including both real estate and non-real estate loans, and also handles select commercial loans such as commercial real estate, cattle, and equipment financing.
Audrey is a dedicated Razorback baseball and softball fan and enjoys supporting her favorite teams.
Let Audrey help you today!
Audrey Spurling
specializes in

Consumer Lending
Whether you’re consolidating debt, covering unexpected expenses, or making a major purchase, our personal loan options offer flexible terms, competitive rates, and a simple approval process. At Southern Bancorp, we’re committed to helping you take control of your finances and move forward with confidence.
- Mortgage
- Auto
- Boat
- ATV/RV
- Personal

Commercial Loans
With competitive rates, customizable terms, and dedicated support, we make it easier for entrepreneurs and business owners to access the capital they need. Whether you’re purchasing property, upgrading equipment, or launching a new venture, Southern Bancorp is here to back your business every step of the way.
- Lines of Credit
- Construction
- Commercial Real Estate
- Equipment and Vehicle Financing