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Ki Hartsfield
Commercial Loan Officer
Contact Me
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501.617.9623
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Ki.Hartsfield@banksouthern.com

NMLS 

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541546
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Glenwood
Ki brings 17 years of banking experience to the table, with a broad background in consumer lending, commercial loans, and agricultural financing. His deep understanding of diverse lending needs allows him to tailor financial solutions that truly support his clients’ goals. As a proud father of two, Ki is deeply rooted in his community. He actively participates in local chamber initiatives and downtown revitalization efforts, reflecting his commitment to making a positive impact both professionally and personally. Whether you're looking for guidance on personal loans or navigating complex commercial or agricultural financing, Ki is here to help with expertise, integrity, and a genuine dedication to your financial success.
Ki Hartsfield

specializes in

Homeowner

Consumer Lending

Whether you’re consolidating debt, covering unexpected expenses, or making a major purchase, our personal loan options offer flexible terms, competitive rates, and a simple approval process. At Southern Bancorp, we’re committed to helping you take control of your finances and move forward with confidence.

  • Mortgage
  • Auto
  • Boat
  • ATV/RV
  • Personal
    Commercial

    Commercial Loans

    With competitive rates, customizable terms, and dedicated support, we make it easier for entrepreneurs and business owners to access the capital they need. Whether you’re purchasing property, upgrading equipment, or launching a new venture, Southern Bancorp is here to back your business every step of the way.

    • Lines of Credit
    • Construction
    • Commercial Real Estate
    • Equipment and Vehicle Financing
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        Agricultural Loans

        Whether you’re expanding your operation, purchasing equipment, or managing seasonal costs, our flexible financing options are designed to support your growth year-round. With deep roots in rural America, Southern Bancorp is committed to helping those who feed and fuel our nation thrive.

        • Poultry Specialists
        • Production Expenses
        • Vehicle & Machinery Financing
        • Purchase or Refinance Property