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RULEVILLE, MISS. – Southern Bancorp Bank today announced the promotion of Manuel Grays to City President of the bank’s Ruleville market. Grays has been with Southern Bancorp, a Community Development Financial Institution (CDFI), since 2006, most recently serving as Senior Vice President/Consumer Lender of the area.

“Manuel is a tremendous asset to our organization,” said Jeff Frazier, Central Region CEO. “He is committed to our mission and our core values, and is a strong ambassador for Southern Bancorp.”

Grays brings more than 20 years of banking experience to the position, predominantly in lending as a facilitator of both consumer and commercial loans. In his new role, Grays will be based out of Ruleville but will continue to also serve the Indianola, Miss., market, as he has an extensive consumer portfolio in both communities.

Born and raised in the Mississippi Delta, Grays originally attended Mississippi State University on a football scholarship, later transferring to Delta State University where he graduated with a degree in Business Administration. He has also completed a number of specialty banking courses, including at the Mississippi School of Banking.

About Southern Bancorp
Founded in 1986 by some of the nation’s leading political, business, and philanthropic leaders with an initial investment of $10 million, Southern Bancorp, Inc., along with its development partners – Southern Bancorp Bank, Southern Bancorp Community Partners, and Premier Bank of Arkansas – has grown into a $2.3 billion asset organization with 54 locations serving 65,000 customers across two states. Southern Bancorp has a unique array of financial products and services designed to help individuals at all stages of life’s financial journey – from teaching kids how to save to helping entrepreneurs and families realize the American Dream. Southern Bancorp is a certified Community Development Financial Institution, certified B-Corp, and proud member of the Global Alliance for Banking on Values. Learn more at and