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Having a strong, basic understanding of your finances is empowering and can put you on the path to financial freedom. Southern Bancorp’s financial counselors and available resources are great first steps.
Having a strong, basic understanding of your finances is empowering and can put you on the path to financial freedom. Southern Bancorp’s financial counselors and available resources are great first steps.
If you prefer to learn on your own, we have a variety of free materials ready to download on our Opportunity Center page, as well as a weekly blog series that covers everything from reducing debt to estate planning to homeownership.

Looking for something more in-depth?

We offer: 

  • Financial Education
  • One-on-ones
  • Workshops
  • Courses
  • Outreach
  • Partnership
Contact us today to find out what we can do for you.

Financial Wellness Tips

Financial Wellness Tips

How to Recognize Credit Repair Scams

How to Recognize Credit Repair Scams

By Charlestien Harris During this COVID-19 pandemic, I have noticed numerous credit repair ads popping up on social media and in other news outlets.  It is so very important to remember that thieves are out to get all they can get when it comes to cashing in on...

How Late Payments Affect Your Credit Score

How Late Payments Affect Your Credit Score

By Charlestien Harris Often I hear people ask, “Why is it so important for me to pay my bills on time?  As long as they get my money they should be satisfied.”  While it is true you have paid your creditor what you owe them, the fact of the matter is there...

Debt Management: Do it yourself or Pay A Company

Debt Management: Do it yourself or Pay A Company

By Charlestien Harris While watching the news and scanning Facebook, I have noticed numerous advertisements for debt management companies. With ads promising easy debt relief, these programs are tempting to anybody struggling to stay on top of debt.  The question...

What Happens If I Can’t Pay My Bills

What Happens If I Can’t Pay My Bills

By Charlestien Harris When managing finances, the number one priority is to keep current with your mortgage or rent, as well as your monthly household bills.  There are many factors that can affect your ability to stay current with bills such as death, job loss,...

Recognizing Roadblocks to Financial Success

Recognizing Roadblocks to Financial Success

By Charlestien Harris Hello, my financial fitness trainees!  This week, I decided it was time to help you recognize some obstacles that might hinder you from moving forward with getting your finances in order once we move past this health crisis.  Whatever they are,...

Keeping Your Credit Strong during a Pandemic

Keeping Your Credit Strong during a Pandemic

By Charlestien Harris Hello again my financial fitness trainees!  As you know, we’ve been discussing the importance of lowering expenses and prioritizing bills.  Being able to stay current on bills can become increasingly challenging as the COVID-19 crisis...