Tips To Consider When Planning Your Retirement: Part 1
By Charlestien Harris Retirement is a subject that many of us think about at some point in our lifetime. The earlier you begin to plan for this major milestone in your life, the more prepared you will be to make the transition financially. According...
Healthcare Budgeting: Health Savings Account or Flexible Spending Account
By Charlestien Harris When you sign up for insurance, the agent or the company you work for gives you information to review, but you may not always understand what you are reading or the information can just become overwhelming. However, knowing the details of your...
The Emergency Fund: A Financial Lifeline
By Charlestien Harris How many times have you thought about what you could have done if you only had the money to do it? One of the most challenging things for many consumers is to establish an emergency fund. Somehow, it has been long thought that it is...
Simple Steps to Reduce Your Debt
By Charlestien Harris We have all been through a lot financially, since the pandemic hit in 2020. However, there is light at the end of the tunnel. The immediate concern most of us have is how much more debt we are accumulating and how we can reduce our debt...
Insurance: Actual Cost vs Replacement Cost
By Charlestien Harris Insurance plays a huge part in your financial wellbeing. Accidents will happen and storms will come, but one way you can avoid financial ruin is to have insurance. Insurance is a contract, represented by a policy, in which an individual or entity...
Important COVID-19 Extensions for Homeowners, Renters & Student Loan Borrowers
By Charlestien Harris The average consumer has been hit hard by the effects of the Covid19 virus. There were several relief options offered by the enactment of the Cares Act. With the pandemic still looming and heavily affecting so many across this country,...
How to Manage Student Loan Debt During the Pandemic
By Charlestien Harris This pandemic has caused a lot of uncertainty when it comes to finances. One question that has been coming to the forefront is what is going to happen with student loans? If you are a current or past student, you will want to know how to handle...
BadCredit.org Highlights Southern Bancorp’s Credit and Counseling Services
Southern Bancorp organizations were recently recognized by BadCredit.org for their products and services that help underserved communities build wealth. Southern Bancorp, Inc. , a bank holding company, works in tandem with Southern Bancorp Bank and Southern Bancorp...