Southern Blog
How Late Payments Affect Your Credit Score
By: Charlestien Harris August 14th is celebrated as National Financial Awareness Day. Although that day has passed, I want to ensure that my articles provide essential information to enhance the financial capabilities of my readers. Often, I hear people ask, “Why is...
Five Tips for Back-to-School Shopping
By Charlestien Harris Let’s face it, back-to-school shopping is going to be expensive this year. Not only do you have a lot to buy, but inflation is also driving up prices. If you didn't anticipate school supplies becoming pricier, you're not alone. Getting your kids...
What is a Zombie Mortgage?
By Charlestien Harris I know it's a little early in the year to talk about zombies, but “they” are a very serious issue that have recently been creeping up on unsuspecting homeowners. First, let me give you a clear definition of what a "zombie" mortgage is. Zombie...
How to be Debt-Free in 2023, Part 2
By Charlestien Harris Debt is more prevalent now than in any of the past years. It is estimated that American households carry a total of $17 trillion in debt as of the first quarter of 2023, and the average household debt is $101,915 as of the end of 2022....
Give Yourself a Mid-Year Credit Report Review
By Charlestien Harris It's the middle of the year, which means it's time to pull your credit report! As a financial counselor, I often advise my clients to regularly review their credit reports to ensure the accuracy of the information and identify any errors. Having...
Thrifty Summer Savings Travel Plans
By: Charlestien Harris Is this your last summer travel hoorah? Traveling can get expensive if you don't plan ahead, but there are still ways to enjoy an economical vacation this summer without breaking the bank! These are just suggestions, but if you consider them,...
Grill Your Way to Saving Money
By: Charlestien Harris It's grilling season! Whether you enjoy a nice, juicy burger with all the fixings, a skewer full of grilled goodies, or a mouth-watering rack of ribs, you can save money and enjoy a great meal at the same time. Grilling is a fantastic way to...
Common Terms Used in the Homebuying Process
By: Charlestien Harris We have reached the end of June, and throughout this National Homeownership Month, we have provided you with insightful information regarding various aspects of the housing industry and the home-buying process. My hope is that you have acquired...
Things to Consider When Shopping for a Home
Taking a few extra steps to help you better prepare for homeownership can save you time and money.
First-Time Homebuyer Assistance: What is it and How Does it Work?
By: Charlestien Harris If you are a first-time homebuyer, you likely have several questions regarding the home-buying process. Let's start by defining what qualifies as a first-time homebuyer. Generally, this term refers to an individual purchasing their first...