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Southern Blog

How to be Debt-Free in 2023, Part 2

How to be Debt-Free in 2023, Part 2

By Charlestien Harris Debt is more prevalent now than in any of the past years. It is estimated that American households carry a total of $17 trillion in debt as of the first quarter of 2023, and the average household debt is $101,915 as of the end of 2022....

Give Yourself a Mid-Year Credit Report Review

Give Yourself a Mid-Year Credit Report Review

By Charlestien Harris It's the middle of the year, which means it's time to pull your credit report! As a financial counselor, I often advise my clients to regularly review their credit reports to ensure the accuracy of the information and identify any errors. Having...

Thrifty Summer Savings Travel Plans

Thrifty Summer Savings Travel Plans

By: Charlestien Harris Is this your last summer travel hoorah? Traveling can get expensive if you don't plan ahead, but there are still ways to enjoy an economical vacation this summer without breaking the bank! These are just suggestions, but if you consider them,...

Grill Your Way to Saving Money

Grill Your Way to Saving Money

By: Charlestien Harris It's grilling season! Whether you enjoy a nice, juicy burger with all the fixings, a skewer full of grilled goodies, or a mouth-watering rack of ribs, you can save money and enjoy a great meal at the same time. Grilling is a fantastic way to...

Learning About Home Mortgage Loans

Learning About Home Mortgage Loans

By: Charlestien Harris In keeping with the theme of National Homeownership Month, I want to educate my audience about various aspects of homeownership. This week, I will discuss the different types of loans available when purchasing a home. Owning a home is considered...

Planning for Homeownership

Planning for Homeownership

By: Charlestien Harris June is recognized as National Homeownership Month, celebrating the value that owning a home brings to families, communities, and neighborhoods across America. During this month, I will be sharing information about the process of homeownership...

Marriage and Money in May

Marriage and Money in May

By: Charlestien Harris I know that the most popular month in which to get married is June, but why not get a head start by planning your finances while you plan that glorious occasion – the wedding? Getting started early on financial planning with your future mate is...