Sep 4, 2025 | Blog, Financial Fitness
By Charlestien Harris, Retired Financial Counselor at Southern Bancorp Managing your finances during college can be a significant source of stress. For many students, this is the first time they’ve had to take personal responsibility for their financial decisions....
Aug 29, 2025 | Blog, Financial Fitness
By Charlestien Harris, Retired Financial Counselor at Southern Bancorp I don’t know about you, but I’ve been receiving – and promptly deleting – a flood of text messages about package deliveries, toll payments, work-from-home opportunities, and more. I’m frustrated...
Aug 22, 2025 | Blog, Financial Fitness
By Charlestien Harris Eventually, what goes up must come down…right? Well, sometimes yes, and sometimes no – especially as it relates to inflation. Inflation is the rate at which prices increase over a given period. It can also be described as the decline in the...
Aug 15, 2025 | Blog, Financial Fitness
By Charlestien Harris, Retired Financial Counselor at Southern Bancorp Autumn marks the beginning of the fall season, and setting aside money for upcoming costs – such as heating bills, fall wardrobe updates, and potential holiday expenses – is essential for staying...
Aug 8, 2025 | Blog, Financial Fitness
By Charlestien Harris, Retired Financial Counselor at Southern Bancorp August is National Investor Month – who knew? Well, now you do! This month is dedicated to celebrating the art of investing and recognizing those who actively manage their financial futures. It’s a...
Aug 1, 2025 | Blog, Financial Fitness
By Charlestien Harris, Retired Financial Counselor at Southern Bancorp Financial literacy is a critical skill that benefits every member of the family, regardless of age. For many parents, setting a good example and providing the tools and knowledge children need to...
Jul 25, 2025 | Blog, Financial Fitness
By Charlestien Harris ATTENTION – July is National Military Consumer Month! I discovered this little-known fact while conducting research for my weekly article. We enjoy our freedom in this country thanks to the dedicated service members who protect it with honor. In...
Jul 14, 2025 | Blog, Financial Fitness
By Charlestien Harris, Retired Financial Counselor at Southern Bancorp Did you know that July is designated as National Savings Month? I didn’t know that fun fact either. It was established to encourage individuals to focus on saving, budgeting, and...
Jul 11, 2025 | Blog, Financial Fitness
By Charlestien Harris, Retired Financial Counselor at Southern Bancorp If you ask the average young adult whether they’re ready to leave the comforts of their parents’ home, they will most definitely say, “Yes!” I know this because, when I was that age, I once said I...
Jun 27, 2025 | Blog, Financial Fitness, Homebuying
By Charlestien Harris One of the most important factors to consider when purchasing a home is affordability. Affordability can look different for each person considering homeownership. Homeownership affordability is defined as the ability to purchase and maintain a...
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