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Finding Financial Freedom in July
By Charlestien Harris In the month of July, the nation celebrates its freedom. Also called Independence Day, the Fourth of July is a public holiday in the United States of America that commemorates the adoption of the Declaration of Independence on July 4, 1776, which...![Homeownership: Down Payment Assistance and Closing Costs](https://banksouthern.com/wp-content/uploads/2024/06/Homeownership-Down-Payment-Assistance-and-Closing-Costs-1080x630.png)
Homeownership: Down Payment Assistance and Closing Costs
By Charlestien Harris Throughout the month of June, I have been writing about National Homeownership Month. As I wrap up talking about homeownership, I would like to close out this month by discussing two very important topics that are vital to the process of...![Understanding Homeownership Terminology, Part 2](https://banksouthern.com/wp-content/uploads/2024/06/Understanding-Homeownership-Terminology-Part-2-1080x630.png)
Understanding Homeownership Terminology, Part 2
By Charlestien Harris I hope that last week’s article helped you understand the home buying process terms a little better. It is my desire to educate my audience and to make a difference in their lives. Going into the process armed with knowledge can make the...![Understanding Homeownership Terminology, Part 1](https://banksouthern.com/wp-content/uploads/2024/06/Understanding-Homeownership-Terminology-pt-1-1080x630.png)
Understanding Homeownership Terminology, Part 1
By Charlestien Harris Buying a home can be a very exciting experience, but like most industries, the housing industry has its own language or jargon used to describe certain transactions when purchasing a home. Usually, the consumer is so excited about the process...![Credit Utilization and Homeownership](https://banksouthern.com/wp-content/uploads/2024/06/Credit-Utilization-and-Homeownership-1080x630.png)
Credit Utilization and Homeownership
By Charlestien Harris June is celebrated as National Homeownership Month! It can be an exciting time for a first-time home buyer or a more pleasant experience for a family looking to upgrade to a larger home. Several factors can affect your ability to purchase a home,...![Getting Ready for College and Beyond](https://banksouthern.com/wp-content/uploads/2024/05/Getting-Ready-for-College-and-Beyond-1080x630.png)
Getting Ready for College and Beyond
By: Charlestien Harris May is the season for graduations! I just returned from my grandson’s celebration this past week in Alabama, as a matter of fact. But May can also be a time of reflection and preparation. Finances are a big part of why many students don’t choose...![Preparing for Homeownership in May](https://banksouthern.com/wp-content/uploads/2024/05/Preparing-for-Homeownership-in-May-1080x630.png)
Preparing for Homeownership in May
By Charlestien Harris June is known as Homeownership Month, and if you plan to become a homeowner, now is the time to start preparing to make your homeownership dream come true. It has long been said that owning a home is part of the American Dream, and if that is one...![Budget-Friendly Teacher Appreciation Gift Ideas](https://banksouthern.com/wp-content/uploads/2024/05/Budget-Friendly-Teacher-Appreciation-Gift-Ideas-1080x630.png)
Budget-Friendly Teacher Appreciation Gift Ideas
By Charlestien Harris May is the month that recognizes the hard work and dedication that a teacher has poured into your child all year long. Why not show your appreciation by sharing a budget-friendly gift with that special educator in your child’s life? Teacher...![Graduation Gifts That Make $ense!](https://banksouthern.com/wp-content/uploads/2024/05/Graduation-Gifts-that-Make-Sense-1080x630.png)