Money Moves to Make During a Recession
By: Charlestien Harris The state of the economy has been a “hot” topic as of late and financial experts have long been talking about a possible recession. Questions you might be asking are: What is a recession and how could it affect me? And, how can I protect myself...
How to Spot (and Avoid) Scammers
By: Charlestien Harris The year has barely started and already there are scammers trying to take your hard earned money out of your wallet! Scammers target vulnerable and unsuspecting victims by getting them to fall for a dishonest scheme with the intent to defraud or...
Spending Habits You Need to Develop in 2023
By: Charlestien Harris It is quite rare that a financial counselor would advise you to develop spending habits! Usually, we tend to just give our advice on how to save, invest, or manage your money more efficiently to enjoy a healthy financial lifestyle. But this...
What To Do After a Holiday Financial Binge
By: Charlestien Harris Well, we’ve done it – we spent way too much for the holidays. Now, it’s time to “fix it,” so to speak. While you may not be able to get back all of what you spent this year, don’t worry – there are some steps you can take to improve your...
Alternative Ways to Pay (and Save) for Holiday Festivities
By: Charlestien Harris ‘Twas the week before Christmas, and when all was said and done, not a credit card was sliding – not even for those last-minute items we feel are necessary to have a happy holiday! It takes careful planning and creative thinking to come up with...
10 Last-Minute Gift Ideas on a Budget
By: Charlestien Harris There’s nothing worse than realizing you forgot to buy a Christmas gift for someone on your list. But don’t feel bad – having to buy presents last minute is common, and happens to the best of us. Sometimes, we just miss the shipping deadline, or...
How to be Debt-Free in 2023!
By: Charlestien Harris I know, I know, 2022 is not over yet – but we must look ahead and plan to eliminate some (or all) of the debt we may have accumulated over the holidays! Most everyone I know sets a goal of living debt-free, and that is great if you plan to stick...Money Moves to Make When Shipping Gifts
By: Charlestien Harris The holiday season is upon us, and it is time to ship, ship, ship! For many of us, having friends and family spread all over the country and even the world, shipping gifts is an essential part of your holiday ritual. And with the price of...