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Loss Mitigation Options to Prevent Foreclosure during the COVID-19 Pandemic
Government Sponsored Enterprise (GSE) loans: Fannie Mae and Freddie Mac By Charlestien Harris In my previous article, I explained the terms and conditions of the forbearance option for homeowners with government-sponsored enterprise (GSE) loans during the...
COVID-19 CARES Act: Forbearance for Homeowners Explained
By Charlestien Harris The $2 trillion Coronavirus Aid, Relief and Economic Security (CARES) Act, passed in March of this year, included special aid for homeowners with a mortgage. The CARES Act makes it much easier for homeowners that have been affected by the...
Home Buyer Education during the Pandemic
By Charlestien Harris Thanks to low mortgage interest rates, for some buyers this is the perfect time to think about purchasing a home. The best time to take a homebuyer education class is when you are starting to consider buying a home, not after you’ve already...
How to Handle an Overdue Mortgage
By Charlestien Harris The stress of not being able to make mortgage payments and other financial obligations because of the pandemic or any hardship can be overwhelming, but sometimes just knowing where to turn for help can give us a sense of relief. The CARES...
Debt Settlement: The Facts
By Charlestien Harris So far we’ve talked about debt management plans and debt consolidation. In the final blog for my debt elimination series, I’ll be discussing debt settlements. The prospect of paying less than you owe — far less in some cases — makes debt...
Debt Consolidation: The Facts
By Charlestien Harris: Hello my financial fitness trainees. I am back again to talk about ways to manage debt. If you are overwhelmed by the sheer volume of bills arriving at your home every month, debt consolidation may be the debt-relief program you need, but only...
Debt Management vs. Debt Settlement vs. Debt Consolidation
By Charlestien Harris During this time of uncertainty, a lot of people are being forced to make dire decisions that could affect their financial future for a very long time. If your financial problems stem from too much debt or your inability to repay your debts, the...
COVID-19: THE BEST TIME TO MAKE A SAVINGS PLAN!
By Charlestien Harris You might say, “I don’t have any money to save right now,” but in actuality this is the best time to look at saving money. The pandemic has had a devastating effect on many families’ finances but unfortunately, I am sure this will not be the...