The Benefits of a HUD-Certified Housing Counselor for Homebuyers
By: Charlestien Harris As a HUD-Certified Counselor, I often hear my clients say that they wish they had sought out the services of a HUD-certified housing counselor before they started the process of purchasing their home. I then asked them why, and their response...
Six Required Components to Buying a Home
By: Charlestien Harris Buying a home can be overwhelming, but if you understand what you need before you start the process you can be better prepared for it. Every person that plans to purchase a home has to complete each of these steps to become a homeowner. Let’s...
Realizing the American Dream Yesterday and Today
By: Charlestien Harris Is it June already?! Time flies when you’re working towards healthier financial fitness. Not only is it the halfway mark of our calendar year, but it is also National Homeownership Month. During this month we celebrate the joy that owning...
Finding Money for College
By: Charlestien Harris Congratulations are in order for those of you that have reached this milestone in your educational endeavors. This can mean that those same graduates will be searching for money to continue their education. Finding money to fund college can be a...
Five Money Mistakes to Avoid this Memorial Day
By: Charlestien Harris Memorial Day is right around the corner, and on this special holiday, we remember and honor those brave individuals who gave their life in service to our country. As it’s a federal holiday, many Americans will also be off work, enjoying time...
Home Improvements on a Budget
By: Charlestien Harris May is a popular time to tackle home improvement projects. Not just because the weather is nice, but because you can often find great deals on materials. Whether you want to install a new deck or update the siding on your home, you will likely...
Your Money and Your Mental Health
By: Charlestien Harris May is Mental Health Awareness month, and we thought it would be important to recognize the impact that financial stress can have on one’s mental health. Mental health issues due to stress can include anxiety, depression, fatigue, and...
Evaluating Your Financial Fitness
By: Charlestien Harris The economic impact of the pandemic requires us to become financially conscious. Right now, many people are still trying to organize or reorganize their finances. Knowing where you stand with your finances is critical to the success of your...