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Know Your Rights: Fair Debt Collection, It’s the Law.
By Charlestien Harris Since the pandemic, more people are having to deal with debt collectors. Therefore, I thought it would be helpful to know what rights you have as a consumer and the law that was created to protect you from abusive debt practices. In...
How the 1970 Fair Credit Reporting Act Benefits the Consumer
By Charlestien Harris The average consumer knows very little about this law enacted by congress in 1970. The Fair Credit Reporting Act (FCRA) was enacted to promote accuracy, fairness, and the privacy of personal information assembled by credit reporting agencies. ...
How to Stop Playing Hide and Go Seek with Your Money
By Charlestien Harris Does it ever feel like your money is hiding from you and that you’re always looking for it? If this is the case, you are not alone. Maintaining your financial health isn’t a game, but it can certainly feel that way at times. ...
10 Questions First-time Homebuyers Need to Ask Before Signing
By Charlestien Harris Right now the housing market is booming and a lot of people are shopping for a mortgage. Low interest rates and more options for refinancing are driving the market. This process can be stressful and time-consuming, especially if it’s your first...
Rules to Keep Your Debit Card Safe Anytime
By Charlestien Harris This pandemic has forced us to change the way we conduct business and everyday tasks such as eating out, receiving healthcare and paying our bills. One of the main ways consumers meet their financial obligations is through the use of a debit...
The Perfect Time to Teach Money Management to Your Children
By Charlestien Harris I grew up in a household where money was often the subject of conversation. I learned my basic money skills under the careful guidance of my parents. I remember my father sitting down with each of us and laying the bills out on the...
How to Avoid Coronavirus Relief Payment Scams and Others
By Charlestien Harris Despite the hardships many are facing because of the coronavirus pandemic, there are some who will still try to take advantage of those already struggling. Scams are just as, if not more prevalent now, than before the virus appeared. Some...
The CDC Eviction Moratorium Order: What Does It Mean for the Renter?
By Charlestien Harris In 2019, there were approximately 43 million housing units occupied by renters in the United States. This is a huge number of people that may possibly be affected by the uptick in eviction notices that have been served or are in the process of...