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Financial Wellness Tips
Financial Wellness Tips
Vacation Strategies to Save Money This Summer
By Charlestien Harris, Retired Financial Coach at Southern Bancorp July is peak vacation season and a time when many families take their summer trips. Planning a vacation doesn’t have to be expensive if you take time to do your research. Here are some suggestions to…
Tips for Protecting Your Debit Card from Fraud
By Charlestien Harris, Retired Financial Coach at Southern Bancorp The days of using paper money and coins to pay for purchases are disappearing rapidly. Most consumers have transitioned to using debit cards as their preferred method of payment. Two of the most common…
Preparing Yourself to Become a Homeowner
By Charlestien Harris, Retired Financial Coach at Southern Bancorp June is celebrated as National Homeownership Month, and it is often said that owning a home is the ultimate American dream. However, there are essential components to consider when entering the…
June is a Great Time for Your Mid-Year Financial Review
By Charlestien Harris, Retired Financial Coach at Southern Bancorp I can hardly believe it, but half the year is almost gone! So many events have impacted everyone’s finances. Think about it: you may have started out in January feeling excited about changes you…
Newlyweds and the Money Conversation
By Charlestien Harris, Retired Financial Coach at Southern Bancorp So, you’ve decided to tie the knot – congratulations! Weddings are exciting, and they require a lot of attention to detail in many areas, such as food, participants, venue, and attire. However, there…
Last-Minute Savings for Summer Brides and Grooms
By Charlestien Harris, Retired Financial Coach at Southern Bancorp June is one of the most popular months for weddings. If you haven’t started planning – or if you haven’t noticed – it’s already June! Some people prefer not to plan far in advance, and that’s okay, but…
The FAFSA Application: Do’s and Don’ts for Parents
By Charlestien Harris, Retired Financial Coach at Southern Bancorp Parents, it’s your turn now! I have already addressed high school graduates and college graduates this month, offering financial tips to follow after the graduation ceremony has ended. Now, it’s time…
Eight Financial Tips for College Graduates
By Charlestien Harris, Retired Financial Coach at Southern Bancorp Last week, I spoke to high school graduates. This week, I want to speak to college graduates, most of whom are headed into the workforce. After earning a college degree, it’s time to face reality. Many…
Seven Financial Tips for Graduating High School Seniors
By Charlestien Harris, Retired Financial Coach at Southern Bancorp Congratulations to the Class of 2026! Graduation is finally here, and the excitement is reaching its peak. Becoming an adult and developing sound financial habits is a lifelong process. Whether you are…









