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Financial Wellness Tips
Financial Wellness Tips
Understanding the Function of the FDIC
By Charlestien Harris If you've been following the national banking news lately, you've probably heard a lot of talk about FDIC insurance, and you might even be wondering about your own deposits. To answer some of those questions, my article this month will take a...
Financial Literacy: Debt Collection Rules and Regulations
By Charlestien HarrisI am still trying to get as much factual information as I can to consumers, because what you don’t know can harm you – despite the old adage that says, “What you don’t know won’t hurt you.” Not knowing critical information can possibly do great...
Financial Literacy: Borrowing Basics
By Charlestien Harris With National Homeownership Month coming up in June, many consumers may have the notion of borrowing money on their minds. Financial literacy is an important topic, and I want to expand the knowledge of the consumer by explaining the process of...
Business Basics: Types of Business Structures
By Charlestien Harris When you decide to start a new business, choosing the right structure is an important decision to make early on. The one you choose can affect things like the company’s taxes, your personal liability, and how you must operate your business....
Should I Buy Now and Pay Later?
By Charlestien Harris Since we are celebrating the month of April as National Financial Literacy Month, I decided to talk about a topic that is picking up momentum in the consumer financial arena. The financial model of “Buy Now and Pay Later” is taking the financial...
Understanding the Principles of Financial Literacy Month
By: Charlestien Harris April is the month that is known for the start of the spring season and National Financial Literacy Month. Financial literacy is defined as the ability to understand and apply different financial skills effectively, including personal financial...
March Into Finalizing Your Preparation for Tax Filing Season
By: Charlestien Harris The month of March is considered mid-season for tax filing. If you haven’t started the process of getting your taxes prepared and you don’t plan to prepare them yourself, then you only have a few weeks left! This year, the federal and state tax...
March into Green and Save
By Charlestien Harris March is, of course, known for the holiday of St. Patrick’s Day. This is the day that many people will wear green to commemorate the arrival of Saint Patrick in Ireland, and to celebrate the heritage and culture of the Irish in general. We can...
March into Developing Saving as a Habit
By Charlestien Harris Daylight saving time arrives on Sunday, March 12, 2023, at 2 a.m., the practice of moving clocks forward one hour during the summer months, to be eventually changed backward one hour during the fall. Daylight saving time always begins on the...
