For more information on Southern's ADA Compliance efforts, please visit our Accessibility Page
Having a strong, basic understanding of your finances is empowering and can put you on the path to financial freedom. Southern Bancorp’s financial counselors and available resources are great first steps.
Having a strong, basic understanding of your finances is empowering and can put you on the path to financial freedom. Southern Bancorp’s financial counselors and available resources are great first steps.
If you prefer to learn on your own, we have a variety of free materials ready to download on our Opportunity Center page, as well as a weekly blog series that covers everything from reducing debt to estate planning to homeownership.

Looking for something more in-depth?

We offer: 

  • Financial Education
  • One-on-ones
  • Workshops
  • Courses
  • Outreach
  • Partnership
Contact us today to find out what we can do for you.

Financial Wellness Tips

Financial Wellness Tips

Money Moves to Make During a Recession

Money Moves to Make During a Recession

By: Charlestien Harris The state of the economy has been a “hot” topic as of late and financial experts have long been talking about a possible recession. Questions you might be asking are: What is a recession and how could it affect me? And, how can I protect myself...

How to Spot (and Avoid) Scammers

How to Spot (and Avoid) Scammers

By: Charlestien Harris The year has barely started and already there are scammers trying to take your hard earned money out of your wallet! Scammers target vulnerable and unsuspecting victims by getting them to fall for a dishonest scheme with the intent to defraud or...

Spending Habits You Need to Develop in 2023

Spending Habits You Need to Develop in 2023

By: Charlestien Harris It is quite rare that a financial counselor would advise you to develop spending habits! Usually, we tend to just give our advice on how to save, invest, or manage your money more efficiently to enjoy a healthy financial lifestyle. But this...

What To Do After a Holiday Financial Binge

What To Do After a Holiday Financial Binge

By: Charlestien Harris Well, we’ve done it – we spent way too much for the holidays. Now, it’s time to “fix it,” so to speak. While you may not be able to get back all of what you spent this year, don’t worry – there are some steps you can take to improve your...

10 Last-Minute Gift Ideas on a Budget

10 Last-Minute Gift Ideas on a Budget

By: Charlestien Harris There’s nothing worse than realizing you forgot to buy a Christmas gift for someone on your list. But don’t feel bad – having to buy presents last minute is common, and happens to the best of us. Sometimes, we just miss the shipping deadline, or...

How to be Debt-Free in 2023!

How to be Debt-Free in 2023!

By: Charlestien Harris I know, I know, 2022 is not over yet – but we must look ahead and plan to eliminate some (or all) of the debt we may have accumulated over the holidays! Most everyone I know sets a goal of living debt-free, and that is great if you plan to stick...

Money Moves to Make When Shipping Gifts

By: Charlestien Harris The holiday season is upon us, and it is time to ship, ship, ship! For many of us, having friends and family spread all over the country and even the world, shipping gifts is an essential part of your holiday ritual. And with the price of...

Recognizing Your Money Personality

Recognizing Your Money Personality

By: Charlestien Harris This is a time of the year that can get quite busy, and a time when most people ignore their budgeting principles. Some personalities begin by trying to live by the slogan, “You only live once.” In the spirit of the holiday shopping season, I...