Jul 11, 2025 | Blog, Financial Fitness
By Charlestien Harris, Retired Financial Counselor at Southern Bancorp If you ask the average young adult whether they’re ready to leave the comforts of their parents’ home, they will most definitely say, “Yes!” I know this because, when I was that age, I once said I...
Jun 27, 2025 | Blog, Financial Fitness, Homebuying
By Charlestien Harris One of the most important factors to consider when purchasing a home is affordability. Affordability can look different for each person considering homeownership. Homeownership affordability is defined as the ability to purchase and maintain a...
Jun 12, 2025 | Blog, Financial Fitness, Homebuying
By Charlestien Harris, Retired Financial Counselor at Southern Bancorp June is commonly known as National Homeownership Month – a time to celebrate the American dream of owning a home and to promote the benefits of homeownership. National Homeownership Week began in...
Jun 6, 2025 | Blog, Financial Fitness
By Charlestien Harris June is a very popular month for weddings – often considered the third most popular month after September and October! You’ve probably heard the phrase “tying the knot” used to describe a wedding ceremony. This week, I want to share some thrifty...
May 30, 2025 | Blog, Financial Fitness
By Charlestien Harris May is National Moving Month, which kicks off one of the busiest moving seasons of the year. It’s also when home sales begin to rise, and people start making big changes. Moving can be a hassle and a chore, and it often brings more change than...
May 23, 2025 | Blog, Financial Fitness
By Charlestien Harris, Retired Financial Counselor at Southern Bancorp Some people may look for pennies – especially if they’re on the ground – and pick them up. Others may carry a found penny for good luck or put the first penny they receive in their pocket. Either...
May 2, 2025 | Blog, Financial Fitness
By Charlestien Harris Last week, we talked about May being National Mental Health Awareness Month and how your mental health can affect your finances. This week, I want to also celebrate the month of May as National Recommitment Month. Making a commitment can often...
Mar 21, 2025 | Blog, Financial Fitness
By Charlestien Harris Even though we celebrated St. Patrick’s Day this past Monday, it is never too late to work on keeping your finances “in the green.” Some of us are all too familiar with the term “in the red” when it comes to our finances; nevertheless, some...
Feb 28, 2025 | Blog, Financial Fitness
By Charlestien Harris February is recognized as Black History Month, and we wanted to join in the festivities by recognizing the rich history that has been established over the years. One of the best ways to honor ancestral history is to take steps to build wealth...
Feb 21, 2025 | Blog, Financial Fitness
By Charlestien Harris February is Financial Aid Awareness Month. With all that is going on right now, this is a great time to highlight the importance of understanding and accessing financial aid resources. This is the perfect opportunity to explore the various...
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