Southern Blog
Common Terms Used in the Homebuying Process
By: Charlestien Harris We have reached the end of June, and throughout this National Homeownership Month, we have provided you with insightful information regarding various aspects of the housing industry and the home-buying process. My hope is that you have acquired...
Things to Consider When Shopping for a Home
Taking a few extra steps to help you better prepare for homeownership can save you time and money.
First-Time Homebuyer Assistance: What is it and How Does it Work?
By: Charlestien Harris If you are a first-time homebuyer, you likely have several questions regarding the home-buying process. Let's start by defining what qualifies as a first-time homebuyer. Generally, this term refers to an individual purchasing their first...
Learning About Home Mortgage Loans
By: Charlestien Harris In keeping with the theme of National Homeownership Month, I want to educate my audience about various aspects of homeownership. This week, I will discuss the different types of loans available when purchasing a home. Owning a home is considered...
Planning for Homeownership
By: Charlestien Harris June is recognized as National Homeownership Month, celebrating the value that owning a home brings to families, communities, and neighborhoods across America. During this month, I will be sharing information about the process of homeownership...
Marriage and Money in May
By: Charlestien Harris I know that the most popular month in which to get married is June, but why not get a head start by planning your finances while you plan that glorious occasion – the wedding? Getting started early on financial planning with your future mate is...
The Financial Well-Being of Our Seniors
By Charlestien Harris May is the month when May flowers spring up from the April showers, says the age-old adage. May is also celebrated as Older Americans Month. This month is all about giving older Americans a voice and focusing on their needs and ways to make their...
Sharing Money Advice as a Mom
By Charlestien Harris Mother's Day is a special day set aside to honor the mother of the family unit, as well as motherhood and the maternal bond. Mothers have a great responsibility and influence in the dynamics of the family and in the decision-making process when...
Understanding the Function of the FDIC
By Charlestien Harris If you've been following the national banking news lately, you've probably heard a lot of talk about FDIC insurance, and you might even be wondering about your own deposits. To answer some of those questions, my article this month will take a...
Financial Literacy: Debt Collection Rules and Regulations
By Charlestien HarrisI am still trying to get as much factual information as I can to consumers, because what you don’t know can harm you – despite the old adage that says, “What you don’t know won’t hurt you.” Not knowing critical information can possibly do great...