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5 Tax Filing Tips for 2022
By: Charlestien Harris Tax season is here, but don’t sweat it. We’ve got your back! Knowing these five tips can help you avoid the common mistakes that tax payers make and ensure that your tax return is filed on time. 1. Use E-file and Direct Deposit...
What is the 6419 Child Care Tax Credit Letter and Why is it Important?
by: Charlestien Harris Tax time can be stressful for taxpayers, especially when it comes to keeping up with important tax documents. Adding to that stress are new tax documents hitting our mailboxes related to federal pandemic support. We’ll cover a big one today that...
How Credit Utilization Affects Your Credit Score
If you’ve been reading my column for any time now, you know how important your credit score can be. You also might know that there are several factors that affect how your score is formulated. Today, we’re going to talk about one of them – credit utilization – and...
Quick Tips on Writing a Hardship Letter
The COVID-19 pandemic has affected nearly everyone on the planet to some degree. And while the economic impacts have been severe for people across the spectrum, those who were struggling even before it began have been hit especially hard. Reduced hours, lay-offs, or...
Top Ten Signs of Debt Overload
In all areas of life, there are warning signs that tell us when something is wrong, and the same can be said for our financial life. According to financial experts, nearly 80% of Americans are in debt. That means about 8 in 10 Americans have some form of consumer...
The Facts about Debit Cards and Tips for Avoiding Fraud
By Charlestien Harris The days of using cash, checks or coins to pay for purchases are disappearing rapidly. Most consumers have converted to using a debit card as a preferred method of payment. Two of the most common reasons for this transition are time and...
The Facts about the Emergency Rental Assistance Program
By Charlestien Harris The pandemic has caused major issues to happen especially with people’s financial well-being. Housing is a significant part of most family budgets. Right now, many people are struggling to keep food on the table and a roof over their...
Simple Financial Tips for College Students
By Charlestien Harris In all my years of tackling the topic of financial literacy, I’ve found that understanding basic financial skills and concepts is critical for a successful financial future. Almost everything we do as adults like earning money, budgeting,...