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Understanding Certificates of Deposit (CDs)

Understanding Certificates of Deposit (CDs)

By Charlestien Harris As a financial counselor, I get a lot of questions and concerns about which financial products can best suit my clients’ financial goals.  One such product of interest is the certificate of deposit or the CD as it is most-commonly...
Understanding Certificates of Deposit (CDs)

Planning Your Retirement: Part 3

By Charlestien Harris Since I am thinking about retirement myself, I thought I would explore some important questions that should be answered before the big day arrives.  Question 1: What age do I plan to retire?  There is a lot of curiosity about what is the...
Understanding Certificates of Deposit (CDs)

Tips for Paying for College: Part 2

By Charlestien Harris Last week, I started a conversation about resources, such as the FAFSA and scholarships, that could be utilized to pay for college.  Read that blog here. This week, I am going to continue that conversation with additional options for financing a...
Understanding Certificates of Deposit (CDs)

Tips for Paying for College: Part 1

By Charlestien Harris At one time or another all of us think about the security of our children or grandchildren’s future.  Education is a big part of the success of a child’s life.  However, college is expensive and can add a heavy burden to the average...
Understanding Certificates of Deposit (CDs)

The Emergency Fund: A Financial Lifeline

By Charlestien Harris How many times have you thought about what you could have done if you only had the money to do it?  One of the most challenging things for many consumers is to establish an emergency fund.  Somehow, it has been long thought that it is...
Simple Steps to Reduce Your Debt

Simple Steps to Reduce Your Debt

By Charlestien Harris We have all been through a lot financially, since the pandemic hit in 2020. However, there is light at the end of the tunnel.  The immediate concern most of us have is how much more debt we are accumulating and how we can reduce our debt...