![Important COVID-19 Extensions for Homeowners, Renters & Student Loan Borrowers](https://banksouthern.com/wp-content/uploads/2020/04/financial-fitness-1080x630.png)
![Important COVID-19 Extensions for Homeowners, Renters & Student Loan Borrowers](https://banksouthern.com/wp-content/uploads/2020/04/financial-fitness-1080x630.png)
![Important COVID-19 Extensions for Homeowners, Renters & Student Loan Borrowers](https://banksouthern.com/wp-content/uploads/2020/04/financial-fitness-1080x630.png)
How to Manage Student Loan Debt During the Pandemic
By Charlestien Harris This pandemic has caused a lot of uncertainty when it comes to finances. One question that has been coming to the forefront is what is going to happen with student loans? If you are a current or past student, you will want to know how to handle...![The Effect of a Loan Modification on Your Credit](https://banksouthern.com/wp-content/uploads/2020/05/Credit-explained_FF-Blog-1080x630.png)
The Effect of a Loan Modification on Your Credit
By Charlestien Harris This has been a very difficult year for many people when it comes to finances, especially for homeowners. Foreclosures and bankruptcies are two financial events that can have a really adverse effect on your credit. Trying to avoid both of those...![What You Need to Know About the New 2020 W-4 Form](https://banksouthern.com/wp-content/uploads/2021/02/FF-Blog_New-W4-1080x630.png)
What You Need to Know About the New 2020 W-4 Form
By Charlestien Harris You may not be aware, but the IRS Form W-4 has changed. A W-4 form provides information to your employer so that they can determine how much to withhold from your paychecks. This will ensure that the IRS collects federal income tax from you in an...![Important COVID-19 Extensions for Homeowners, Renters & Student Loan Borrowers](https://banksouthern.com/wp-content/uploads/2020/04/financial-fitness-1080x630.png)
What Are My Next Steps After My Forbearance Period Ends?
By Charlestien Harris Many homeowners were able to take advantage of the forbearance option available through the CARES ACT provisions enacted by congress. Forbearance is a type of temporary mortgage relief that was very instrumental in helping borrowers keep...![Financial Plans: A Roadmap to Financial Success in 2021 and Beyond](https://banksouthern.com/wp-content/uploads/2020/04/Building-Wealth-One-Dollar-At-A-Time-1-1080x630.png)
Financial Plans: A Roadmap to Financial Success in 2021 and Beyond
By Charlestien Harris The past year has been quite different financially for numerous reasons, and starting the new year off right is so vital to the success of your financial future. The present economic climate has in some ways forced many of us to make some major...![Tax Time is Savings Time](https://banksouthern.com/wp-content/uploads/2021/01/FF-Blog_VITA-1080x630.png)
Tax Time is Savings Time
By Charlestien Harris It’s that time again, tax preparation season. The IRS’s Volunteer Income Tax Assistance program offers free basic tax return preparation to qualified individuals. The VITA program has operated for over 50 years, offering free tax help...![Important COVID-19 Extensions for Homeowners, Renters & Student Loan Borrowers](https://banksouthern.com/wp-content/uploads/2020/04/financial-fitness-1080x630.png)
Stimulus Payment Guidelines for Nursing Home Residents
By Charlestien Harris Few people realize that nursing home residents are eligible to receive the Economic Impact Payment or the stimulus payment commonly known as EIP. During the first round of EIP checks, payments were issued to the taxpayers who filed a 2019...![Important COVID-19 Extensions for Homeowners, Renters & Student Loan Borrowers](https://banksouthern.com/wp-content/uploads/2020/04/financial-fitness-1080x630.png)
Covid-19 Single Family Foreclosure and Eviction Moratorium Extended
By Charlestien Harris As a HUD certified housing counselor, I try to stay informed on current issues that could directly affect numerous consumers facing mounting debt and other issues related to housing and finances. Last month, the Federal Housing Finance Agency...![Beware of Gift Card Scams during the Holidays.](https://banksouthern.com/wp-content/uploads/2020/12/Gift-Card-Scams_FF-Blog-1080x630.png)