Spending Habits You Need to Develop in 2023
By: Charlestien Harris It is quite rare that a financial counselor would advise you to develop spending habits! Usually, we tend to just give our advice on how to save, invest, or manage your money more efficiently to enjoy a healthy financial lifestyle. But this...
Southern Bancorp to Host MLK Event at Philander Smith College
Nationally recognized speaker, BerThaddaeus Bailey, will perform a reenactment ofDr. King’s “I Have A Dream” speech On Friday, January 13th, Southern Bancorp will host “Dreams & Opportunities,” an event celebrating the legacy and impact of Dr. Martin Luther King...
What To Do After a Holiday Financial Binge
By: Charlestien Harris Well, we’ve done it – we spent way too much for the holidays. Now, it’s time to “fix it,” so to speak. While you may not be able to get back all of what you spent this year, don’t worry – there are some steps you can take to improve your...
Alternative Ways to Pay (and Save) for Holiday Festivities
By: Charlestien Harris ‘Twas the week before Christmas, and when all was said and done, not a credit card was sliding – not even for those last-minute items we feel are necessary to have a happy holiday! It takes careful planning and creative thinking to come up with...
10 Last-Minute Gift Ideas on a Budget
By: Charlestien Harris There’s nothing worse than realizing you forgot to buy a Christmas gift for someone on your list. But don’t feel bad – having to buy presents last minute is common, and happens to the best of us. Sometimes, we just miss the shipping deadline, or...
How to be Debt-Free in 2023!
By: Charlestien Harris I know, I know, 2022 is not over yet – but we must look ahead and plan to eliminate some (or all) of the debt we may have accumulated over the holidays! Most everyone I know sets a goal of living debt-free, and that is great if you plan to stick...Money Moves to Make When Shipping Gifts
By: Charlestien Harris The holiday season is upon us, and it is time to ship, ship, ship! For many of us, having friends and family spread all over the country and even the world, shipping gifts is an essential part of your holiday ritual. And with the price of...
Recognizing Your Money Personality
By: Charlestien Harris This is a time of the year that can get quite busy, and a time when most people ignore their budgeting principles. Some personalities begin by trying to live by the slogan, “You only live once.” In the spirit of the holiday shopping season, I...