![Debt Settlement: The Facts](https://banksouthern.com/wp-content/uploads/2020/07/Debt_FF-Blog-1080x630.png)
![Debt Settlement: The Facts](https://banksouthern.com/wp-content/uploads/2020/07/Debt_FF-Blog-1080x630.png)
![Debt Settlement: The Facts](https://banksouthern.com/wp-content/uploads/2020/07/Debt_FF-Blog-1080x630.png)
Debt Consolidation: The Facts
By Charlestien Harris: Hello my financial fitness trainees. I am back again to talk about ways to manage debt. If you are overwhelmed by the sheer volume of bills arriving at your home every month, debt consolidation may be the debt-relief program you need, but only...![Debt Settlement: The Facts](https://banksouthern.com/wp-content/uploads/2020/07/Debt_FF-Blog-1080x630.png)
Debt Management vs. Debt Settlement vs. Debt Consolidation
By Charlestien Harris During this time of uncertainty, a lot of people are being forced to make dire decisions that could affect their financial future for a very long time. If your financial problems stem from too much debt or your inability to repay your debts, the...![Super School Saving: Pandemic Edition](https://banksouthern.com/wp-content/uploads/2020/07/Back-to-School-Super-Saver-1080x630.png)
Super School Saving: Pandemic Edition
By Rebekah Kinder Last year around this time, I wrote a blog post on saving for school. As I sit here thinking about what this school year may look like, I find myself hoping for normal, but in reality we may only find a portion of normal when August comes or weeks /...![COVID-19: THE BEST TIME TO MAKE A SAVINGS PLAN!](https://banksouthern.com/wp-content/uploads/2020/04/financial-fitness-1080x630.png)
COVID-19: THE BEST TIME TO MAKE A SAVINGS PLAN!
By Charlestien Harris You might say, “I don’t have any money to save right now,” but in actuality this is the best time to look at saving money. The pandemic has had a devastating effect on many families’ finances but unfortunately, I am sure this will not be the...![Tax Time is Savings Time in Mississippi](https://banksouthern.com/wp-content/uploads/2020/07/Proclamation-Signing-1080x630.png)
Tax Time is Savings Time in Mississippi
Mississippi Governor Tate Reeves signs a proclamation designating Mississippi Saves Week. Last week, Governor Reeves signed HB 597 into law, adding a second line for savings for the 2021 tax year. By James Owen Mississippians have a powerful new tool to save money,...![Southern Bancorp Statement on CFPB Decision to Remove Payday Lending Rule](https://banksouthern.com/wp-content/uploads/2020/07/Southern-Bancorp-Logo-1080x630.png)
Southern Bancorp Statement on CFPB Decision to Remove Payday Lending Rule
On July 7, the Consumer Financial Protection Bureau (CFPB) announced that it had revoked the mandatory underwriting provisions of the 2017 Payday Lending Rule. This removed the requirement that payday lenders first determine a potential borrower’s ability to repay...![COVID-19: THE BEST TIME TO MAKE A SAVINGS PLAN!](https://banksouthern.com/wp-content/uploads/2020/04/financial-fitness-1080x630.png)
Net Worth: What Is It and Why Is It Important?
I am often asked what is net worth and why knowing it so important to my financial health? Net worth is a measure of wealth. Specifically, it is the total of what you own minus the total of what you owe. You can calculate your net worth by subtracting your...![Homeownership: Knowing Your Numbers Can Make the Difference](https://banksouthern.com/wp-content/uploads/2020/06/Homeownership_FF-Blog-1080x630.png)
Homeownership: Knowing Your Numbers Can Make the Difference
By Charlestien Harris I have been scanning the news lately and have read several articles about the housing market during this pandemic. To most analysts’ surprise, the housing market has been booming. According to the latest data the fixed interest rates for a...![COVID-19: THE BEST TIME TO MAKE A SAVINGS PLAN!](https://banksouthern.com/wp-content/uploads/2020/04/financial-fitness-1080x630.png)